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445 South Vine Street South

445 South Vine Street South, Escondido, CA 92025
Sold Nov 05, 1993
$140,000
$291,500 by Flagstar Bank Fsb
Mortgage Due Jan 01, 2042
Sold Sep 30, 1985
$125,000
445 South Vine Street South in Escondido, CA was first built in 1959 and is 65 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 445 South Vine Street South has 1,515 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 12,585 square feet.

Learn more about the property and building on this page. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The roof of the home is made of materials that we aren't sure of. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as good. The exterior walls of the home are made of stucco. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 445 South Vine Street South sold most recently in Sep 16, 1993 for a total of $140,000. If you work out the math, that's approximately a cost of $92.41 per sqft. Before that, the property was also sold for $125,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,551 in taxes each year. 445 South Vine Street South was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $228,683. If we break it down further, the land itself was valued at $81,668. Improvements to the property, however, were assessed at a total of $147,015. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 1959
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Conventional
  • Exterior Walls Type: Stucco
  • Roof Cover Type: Other
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 2
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 12,585
  • Total Building Area: 1,515
  • Gross Building Area: 1,515
  • Building Area: 1,515
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,515
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: RANCHO RINCON DEL DIABLO
  • Land Acres: 0.289
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: BLK 306 LOT 21 ST CLSD&NELY 143 FT OF SELY 99 FT OF TR 724

Ownership

  • Current Owner : MCCLOSKEY JOHN J
  • Current Owner 2: MCCLOSKEY BONNY J
  • Previous Owner : PALOMAR S & L ASSOC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Escondido Union Elementary School District
  • School Tax School District: ESCONDIDO CITY
  • Census Tract: 020500

Zoning

  • Zoning: R-1-10

Geography

  • Assessors Map Reference: 724
  • Subdivision Tract Number: 724
  • Parcel: 232-301-18-00
  • Block: 306
  • Lot: 21
  • Municipality: CITY OF ESCONDIDO
  • Latitude: 33.1104
  • Longitude: -117.094

    Address

  • Full Address: 445 S Vine St
  • Address - House Number: 445
  • Street Direction: S
  • Address - Street Name: Vine
  • Address - Suffix Type: St
  • State: CA
  • City Name: Escondido
  • Carrier Code: C014
  • 4-Digit Zip Code: 3825
  • Zip Code: 92025

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,551
  • Tax Rate Code Area: 04-003

    Appraisal Valuation

  • Standard Deviation: 0.1705
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 78
  • Final Value: 780,855
  • High Value: 914,024
  • Low Value: 647,685

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $291,500
  • First Open Lien Mortgage Lender: FLAGSTAR BANK FSB
  • First Open Lien Mortgage Recording Date: Dec 09, 2011
  • First Open Lien Mortgage Loan Amount: $291,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2042

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $228,683
  • Assessed Land Value: $81,668
  • Assessed Improvements Value: $147,015

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 16, 1993
  • Current Sale Recording Date: Nov 05, 1993
  • Current Sale Transaction ID: 1063366283
  • Current Sale Price: $140,000
  • Current Sale Document Type: Corporation Deed
  • Current Sale Input Document Number: 1993-0745840
  • Previous Sale Recording Date: Sep 30, 1985
  • Previous Sale Amount: $125,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: SEARS MTG CORP
  • First Mortgage Transaction Date: Nov 05, 1993
  • First Mortgage Loan Amount: $138,741
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Dec 01, 2023

    Financing

  • First Mortgage Financing Type: Variable

About Central Escondido



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Frequently Asked Questions

What neighborhood is 445 South Vine Street South located in?
The 445 South Vine Street South is a located in the neighborhood of Central Escondido in Central Escondido, Escondido.
What is the average sales price for listings in 445 South Vine Street South?
The average sales price for units in 445 South Vine Street South is $0 currently.

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