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445 Montezuma Road

445 Montezuma Road, Benton Harbor, MI 49022
Property in St. Joseph
Sold Aug 03, 2018
$115,000
$109,000 by 1st Source Bank
Mortgage Due Nov 01, 2035
Sold Aug 03, 2018
$115,000
$109,250 by Amerifirst Financial Corporati
Mortgage
Local assessors in Benton Harbor, MI have categorized 445 Montezuma Road as a residential type of property. The home was built in 1930 and is 94 years old. The property's lot size has been calculated to be 9,909 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. If we look only at the heated or air conditioned part of the building, then 445 Montezuma Road has a total of 1,112 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 280 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 445 Montezuma Road sold most recently in Jul 30, 2018 for a total of $115,000. If you work out the math, that's approximately a cost of $103.42 per sqft. Before that, the property was also sold for $115,000 in Jan 1, 1970. That means the value of the property has remained about the same! Tax-wise, the current owner is expected to pay close to $908 in taxes each year. The initial year of tax delinquency occurred in 2016. 445 Montezuma Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $53,400. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1930
  • Effective Year Built: 1930
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Style: Cape Cod
  • Basement Type: Unspecified basement
  • Basement Area: 720
  • Garage Type: Garage
  • Garage Square Area: 280
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 9,909
  • Total Building Area: 1,112
  • Building Area: 1,112
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,112
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: NAPIER PARK
  • Land Acres: 0.227
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 38 NAPIER PARK ALSO THAT PT OF LOT 37 NAPIER PARK DES AS COM AT SE COR OF LOT 51 TH SE TO SE LINE OF LOT 37 ON A LINE

Ownership

  • Current Owner : SCHMIDT ANDREW
  • Previous Owner : SUMMIT REAL INVESTMENT LLC
  • Owner Before Previous Owner: SUMMIT REAL INVESTMENTS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Benton Harbor Area Schools
  • School Tax School District: BENTON HARBOR
  • Census Tract: 000700

Zoning

  • Zoning: R2 - SINGL

Geography

  • Assessors Map Reference: 125-3
  • District: 18
  • Parcel: 18-5200-0038-00-3
  • Lot: 38-51
  • Municipality: ST JOSEPH TWP
  • Latitude: 42.0885
  • Longitude: -86.4638

    Address

  • Full Address: 445 Montezuma Rd
  • Address - House Number: 445
  • Address - Street Name: Montezuma
  • Address - Suffix Type: Rd
  • State: MI
  • City Name: Benton Harbor
  • Carrier Code: C013
  • 4-Digit Zip Code: 7035
  • Zip Code: 49022

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $908
  • Intital Tax Deliquent Year: 2016

    Appraisal Valuation

  • Standard Deviation: 0.3106
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 37
  • Final Value: 57,263
  • High Value: 75,051
  • Low Value: 39,474

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $109,000
  • First Open Lien Mortgage Lender: 1ST SOURCE BANK
  • First Open Lien Mortgage Recording Date: Oct 27, 2020
  • First Open Lien Mortgage Loan Amount: $109,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2035

    Market Valuation

  • Market Total Value: $106,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $53,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 30, 2018
  • Current Sale Recording Date: Aug 03, 2018
  • Current Sale Transaction ID: 11492068302
  • Current Sale Price: $115,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Aug 03, 2018
  • Previous Sale Amount: $115,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERIFIRST FINANCIAL CORP
  • First Mortgage Transaction Date: Aug 03, 2018
  • First Mortgage Loan Amount: $109,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2048

    Previous Mortgages

  • Previous Mortgage Lender: AMERIFIRST FINANCIAL CORPORATI
  • Previous Mortgage Transaction Date: Aug 03, 2018
  • Previous Mortgage Loan Amount: $109,250
  • Previous Mortgage Loan Type: New Conventional

About Fair Plain



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Frequently Asked Questions

What neighborhood is 445 Montezuma Road located in?
The 445 Montezuma Road is a located in the neighborhood of St. Joseph in Fair Plain, Benton Harbor.
What is the average sales price for listings in 445 Montezuma Road?
The average sales price for units in 445 Montezuma Road is $0 currently.

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