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4432 Charlotte Ann Drive

4432 Charlotte Ann Drive, Louisville, KY 40216
Property in St. Dennis
Sold Sep 28, 2016
$96,000
$94,261 by Stockton Mortgage Corp
Mortgage Due Oct 01, 2046
4432 Charlotte Ann Drive in Louisville, KY was first built in 1961 and is 63 years old. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 4432 Charlotte Ann Drive has 1,000 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,000 sqft and has been categorized as a full basement. In total, the area measurement of the land is 9,457 square feet.

Learn more about the property and building on this page. There is a patio. The home has a hip style roof made of composition shingle. For those who need parking, there is a detached garage. The garage is 480 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick veneer. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with no air conditioning. As for heating, the home is utilizing a central heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4432 Charlotte Ann Drive sold most recently in Sep 27, 2016 for a total of $96,000. If you work out the math, that's approximately a cost of $96.00 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,369 in taxes each year. 4432 Charlotte Ann Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $160,620. If we break it down further, the land itself was valued at $13,500. Improvements to the property, however, were assessed at a total of $147,120. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1961
  • Effective Year Built: 1961
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Type: Full basement
  • Basement Area: 1,000
  • Garage Type: Detached
  • Garage Square Area: 480
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 9,457
  • Total Building Area: 1,000
  • Building Area: 1,000
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: No air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,000
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MARSHALL MANOR
  • Land Acres: 0.217
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 5 MARSHALL MANOR SUBDIVISION, PB. 18, PG. 16, 0.2171 AC +/-

Ownership

  • Current Owner : FINCH BIRTIE J
  • Previous Owner : DEATRICK DAVID R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 012604

Zoning

  • Zoning: R4-RESIDEN

Geography

  • Account Number: 00164577
  • District: 500009
  • Parcel: 25127100050005
  • Lot: 5
  • Municipality: LAKE DREAMLAND
  • Latitude: 38.1886
  • Longitude: -85.8439

    Address

  • Full Address: 4432 Charlotte Ann Dr
  • Address - House Number: 4432
  • Address - Street Name: Charlotte Ann
  • Address - Suffix Type: Dr
  • State: KY
  • City Name: Louisville
  • Carrier Code: C029
  • 4-Digit Zip Code: 3404
  • Zip Code: 40216

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,369
  • Tax Rate Code Area: 09

    Appraisal Valuation

  • Standard Deviation: 0.26
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 63
  • Final Value: 184,343
  • High Value: 232,273
  • Low Value: 136,414

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $98,761
  • First Open Lien Mortgage Lender: STOCKTON MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Sep 28, 2016
  • First Open Lien Mortgage Loan Amount: $94,261
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2046
  • Second Open Lien Mortgage Lender: STOCKTON MORTGAGE CORP
  • Second Open Lien Mortgage Recording Date: Sep 28, 2016
  • Second Open Lien Mortgage Loan Amount: $4,500
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Second Open Lien Mortgage Loan Due Date: Oct 01, 2026

    Market Valuation

  • Market Total Value: $160,620
  • Market Land Value: $13,500
  • Market Improvement Value: $147,120

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $160,620
  • Assessed Land Value: $13,500
  • Assessed Improvements Value: $147,120

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 27, 2016
  • Current Sale Recording Date: Sep 28, 2016
  • Current Sale Transaction ID: 1806765691
  • Current Sale Price: $96,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2016236321

    Last Sale Mortgage

  • First Mortgage Lender: STOCKTON MORTGAGE CORP
  • First Mortgage Transaction Date: Sep 28, 2016
  • First Mortgage Loan Amount: $94,261
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2046

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Frequently Asked Questions

What neighborhood is 4432 Charlotte Ann Drive located in?
The 4432 Charlotte Ann Drive is a located in the neighborhood of St. Dennis in West Louisville, Louisville.
What is the average sales price for listings in 4432 Charlotte Ann Drive?
The average sales price for units in 4432 Charlotte Ann Drive is $0 currently.

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