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4431 McPherson Avenue

4431 McPherson Avenue, Saint Louis, MO 63108
Property in Central West End
Sold May 23, 1997
$230,600
$184,500 by Mercantile Bank Na
Mortgage Due Jun 01, 2027
Local assessors in Saint Louis, MO have categorized 4431 McPherson Avenue as a residential type of property. The home was built in 1910 and is 114 years old. It was most recently renovated and altered in 1920. The property's lot size has been calculated to be 6,832 square feet. The linear feet between the front and back of the lot was measured at 1,400 ft and the front of the lot was measured at 503 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a custom style. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 3 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4431 McPherson Avenue has a total of 2,268 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with brick control joints. Lots of brick were used in the construction of the exterior walls of the home. The home's a central heating system is the primary heating source. The property was last sold in May 16, 1997 for $230,600. That's $101.68 per sqft. 4431 McPherson Avenue was last assessed in 2022. The total value of the property was assessed at $82,940. Specifically, the land the property is located on was valued at $7,640. While improvements on the property were assessed at a total of $75,300. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $7,589. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1910
  • Effective Year Built: 1920
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Construction Type: Brick
  • Building Style: Custom
  • Exterior Walls Type: Brick
  • Floor Count: 3
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,832
  • Lot Size Depth Feet: 1,400
  • Lot Size Frontage Feet: 503
  • Total Building Area: 2,268
  • Gross Building Area: 2,268
  • Building Area: 2,268
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 2,268
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: FULLERTON ADDN
  • Land Acres: 0.157
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: C. B. 4580S MCPHERSON AVE 50 FT 3 IN X 140 FT FULLERTON ADDN LOTS W6 & E7

Ownership

  • Current Owner : BERTRAND RUDI J
  • Current Owner 2: WILLIAMS PAUL A
  • Previous Owner : CARLSON VALANTASIS
  • Previous Owner 2: CARLSON JANET
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Revocable Trust
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: St. Louis City School District
  • School Tax School District: 11-23
  • Census Tract: 119200

Zoning

  • Zoning: A

Geography

  • Assessors Map Reference: 4580-06
  • District: WARD 28
  • Parcel: 4580-06-0240-0
  • Block: W6-E7
  • Lot: W6,E7
  • Municipality: ST LOUIS CITY
  • Latitude: 38.6458
  • Longitude: -90.2542

    Address

  • Full Address: 4431 Mcpherson Ave
  • Address - House Number: 4431
  • Address - Street Name: Mcpherson
  • Address - Suffix Type: Ave
  • State: MO
  • City Name: Saint Louis
  • Carrier Code: C010
  • 4-Digit Zip Code: 2505
  • Zip Code: 63108

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $7,589
  • Tax Rate Code Area: CATHEDRAL

    Appraisal Valuation

  • Standard Deviation: 0.3242
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 35
  • Final Value: 75,522
  • High Value: 100,009
  • Low Value: 51,034

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $284,500
  • First Open Lien Mortgage Lender: MERCANTILE BANK NA
  • First Open Lien Mortgage Recording Date: May 23, 1997
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $184,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2027
  • Second Open Lien Mortgage Lender: STIFEL BANK AND TRUST
  • Second Open Lien Mortgage Recording Date: Sep 25, 2023
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 120
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Oct 15, 2033

    Market Valuation

  • Market Total Value: $436,526

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $82,940
  • Assessed Land Value: $7,640
  • Assessed Improvements Value: $75,300

    Sales

  • Current Sale Contract Date: May 16, 1997
  • Current Sale Recording Date: May 23, 1997
  • Current Sale Transaction ID: 1189178383
  • Current Sale Price: $230,600
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 05231997-0175

    Last Sale Mortgage

  • First Mortgage Lender: MERCANTILE BANK NA
  • First Mortgage Transaction Date: May 23, 1997
  • First Mortgage Loan Amount: $184,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jun 01, 2027

    Financing

  • First Mortgage Financing Type: Adjustable Rate

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Frequently Asked Questions

What neighborhood is 4431 McPherson Avenue located in?
The 4431 McPherson Avenue is a located in the neighborhood of Central West End in Central West End, Saint Louis.
What is the average sales price for listings in 4431 McPherson Avenue?
The average sales price for units in 4431 McPherson Avenue is $0 currently.

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