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443 French Street

443 French Street, Parish, NY 13131
House in Hastings
Sold Jul 02, 2021
$176,000
$176,000 by Americu Cu
Mortgage Due Jul 01, 2051
Sold Oct 12, 2017
$148,936
$130,568 by Mb Financial Bank Na
Mortgage Due Nov 01, 2047
443 French Street has been categorized by the local assessors in Parish, NY as a residential type of property. The building on the property was first built in 1996 and is 28 years old. The home has a total of 4 bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 443 French Street has 1,362 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 66,211 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a open porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a well system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 443 French Street sold most recently in Jun 18, 2021 for a total of $176,000. If you work out the math, that's approximately a cost of $129.22 per sqft. Before that, the property was also sold for $148,936 in Oct 5, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,405 in taxes each year. 443 French Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $146,000. If we break it down further, the land itself was valued at $21,000. Improvements to the property, however, were assessed at a total of $125,000. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1996
  • Effective Year Built: 1996
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 66,211
  • Total Building Area: 1,362
  • Building Area: 1,362
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,362
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: SCRIBAS PATENT
  • Land Acres: 1.52
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 1; KENT SUBD SL1 697-027-000

Ownership

  • Current Owner : BAUM MICHALE H
  • Current Owner 2: BAUM JENNIFER M
  • Previous Owner : CLEVELAND JACOB T
  • Owner Before Previous Owner: GAGNON JON P
  • Owner Before Previous Owner 2: GAGNON KRISTINE R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mexico Central School District
  • School Tax School District: MEXICO
  • Census Tract: 020703

Zoning

  • Zoning: R1

Geography

  • District: 353289
  • Section: 190.00
  • Parcel: 353289 190.00-01-09.2
  • Block: 1
  • Lot: 9.200
  • Municipality: HASTINGS (TOV)
  • Latitude: 43.3892
  • Longitude: -76.1727

    Address

  • Full Address: 443 French St
  • Address - House Number: 443
  • Address - Street Name: French
  • Address - Suffix Type: St
  • State: NY
  • City Name: Parish
  • Carrier Code: R052
  • 4-Digit Zip Code: 3246
  • Zip Code: 13131

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,405
  • Tax Rate Code Area: 353401

    Appraisal Valuation

  • Standard Deviation: 0.2147
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 57
  • Final Value: 176,635
  • High Value: 214,564
  • Low Value: 138,705

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $176,000
  • First Open Lien Mortgage Lender: AMERICU CU
  • First Open Lien Mortgage Recording Date: Jul 02, 2021
  • First Open Lien Mortgage Loan Amount: $176,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $169,767
  • Market Land Value: $24,419
  • Market Improvement Value: $145,348

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $146,000
  • Assessed Land Value: $21,000
  • Assessed Improvements Value: $125,000

    Sales

  • Current Sale Contract Date: Jun 18, 2021
  • Current Sale Recording Date: Jul 02, 2021
  • Current Sale Transaction ID: 11842401257
  • Current Sale Price: $176,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R-2021-007566
  • Previous Sale Recording Date: Oct 12, 2017
  • Previous Sale Contract Date: Oct 05, 2017
  • Previous Sale Amount: $148,936
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICU CU
  • First Mortgage Transaction Date: Jul 02, 2021
  • First Mortgage Loan Amount: $176,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: MB FINANCIAL BANK NA
  • Previous Mortgage Transaction Date: Oct 12, 2017
  • Previous Mortgage Loan Amount: $130,568
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2047

About Oswego



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Frequently Asked Questions

What neighborhood is 443 French Street located in?
The 443 French Street is a house located in the neighborhood of Hastings in Oswego, Parish.
What is the average sales price for listings in 443 French Street?
The average sales price for units in 443 French Street is $0 currently.

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