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4428 Pradel Drive

4428 Pradel Drive, Naperville, IL 60564
Property in Clow Creek
Sold Dec 31, 2020
$444,000
$355,200 by Fairway Independent Mortgage C
Mortgage Due Nov 01, 2050
Sold Dec 07, 2006
$455,000
$364,000 by Hinsdale Bank & Trust Co
Mortgage Due Dec 01, 2036
Local assessors in Naperville, IL have categorized 4428 Pradel Drive as a residential type of property. The home was built in 1996 and is 28 years old. The property's lot size has been calculated to be 9,290 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4428 Pradel Drive has a total of 2,718 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 540 sqft. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4428 Pradel Drive sold most recently in Oct 15, 2020 for a total of $444,000. If you work out the math, that's approximately a cost of $112.38 per sqft. Before that, the property was also sold for $455,000 in Nov 13, 2006. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $11,300 in taxes each year. 4428 Pradel Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $161,964. If we break it down further, the land itself was valued at $40,541. Improvements to the property, however, were assessed at a total of $121,423. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1996
  • Effective Year Built: 1996
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 1,233
  • Garage Type: Garage
  • Garage Square Area: 540
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,290
  • Total Building Area: 3,951
  • Building Area: 2,718
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,718
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CLOW CREEK FARM UNIT 1
  • Land Acres: 0.21
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 131 IN CLOW CREEK FARM PUD UNIT 1, BEING A SUB OF PRT OF THE NE1/4 OF SEC 15, T37N-R9E.

Ownership

  • Current Owner : MCMAHON JOSEPH FRANCIS
  • Current Owner 2: MCMAHON NANCY ZCHARY
  • Previous Owner : ALLEGRETTI EDWARD A
  • Previous Owner 2: ALLEGRETTI ELIZABETH G
  • Owner Before Previous Owner: MOORE MICHAEL A
  • Owner Before Previous Owner 2: MOORE HEATHER L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Indian Prairie Community Unit School District 204
  • Census Tract: 880309

Geography

  • Parcel: 07-01-15-207-011
  • Lot: 131
  • Meridian: SEC 15 TWN 37N RNG 09E
  • Municipality: WHEATLAND
  • Latitude: 41.6882
  • Longitude: -88.1918

    Address

  • Full Address: 4428 Pradel Dr
  • Legal Unit: 1
  • Address - House Number: 4428
  • Address - Street Name: Pradel
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Naperville
  • Carrier Code: R037
  • 4-Digit Zip Code: 4300
  • Zip Code: 60564

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $11,300
  • Tax Rate Code Area: 0711

    Appraisal Valuation

  • Standard Deviation: 0.1419
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 83
  • Final Value: 632,870
  • High Value: 722,717
  • Low Value: 543,022

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $355,200
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Dec 31, 2020
  • First Open Lien Mortgage Loan Amount: $355,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050

    Market Valuation

  • Market Total Value: $485,892
  • Market Land Value: $121,623
  • Market Improvement Value: $364,269

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $161,964
  • Assessed Land Value: $40,541
  • Assessed Improvements Value: $121,423

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 15, 2020
  • Current Sale Recording Date: Dec 31, 2020
  • Current Sale Transaction ID: 11809976130
  • Current Sale Price: $444,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2020120511
  • Previous Sale Recording Date: Dec 07, 2006
  • Previous Sale Contract Date: Nov 13, 2006
  • Previous Sale Amount: $455,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Dec 31, 2020
  • First Mortgage Loan Amount: $355,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: HINSDALE BANK & TRUST CO
  • Previous Mortgage Transaction Date: Dec 07, 2006
  • Previous Mortgage Loan Amount: $364,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Dec 01, 2036

About Clow Creek



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Frequently Asked Questions

What neighborhood is 4428 Pradel Drive located in?
The 4428 Pradel Drive is a located in the neighborhood of Clow Creek in Clow Creek, Naperville.
What is the average sales price for listings in 4428 Pradel Drive?
The average sales price for units in 4428 Pradel Drive is $0 currently.

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