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4425 Cummings Cove Drive

4425 Cummings Cove Drive, Chattanooga, TN 37419
Sold Jan 06, 2017
$596,751
$499,400 by Capstar Bank
Mortgage Due Mar 01, 2052
Sold Nov 07, 2005
$417,500
Local assessors in Chattanooga, TN have categorized 4425 Cummings Cove Drive as a residential type of property. The home was built in 2001 and is 23 years old. The property's lot size has been calculated to be 43,560 square feet. The linear feet between the front and back of the lot was measured at 1,548 ft and the front of the lot was measured at 2,416 ft. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4425 Cummings Cove Drive has a total of 3,423 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a gable or hip style roof that was made of asphalt. Lots of wood shingle were used in the construction of the exterior walls of the home. The home's a central heating system is the primary heating source. The property was last sold in Jan 3, 2017 for $596,751. That's $174.34 per sqft. Prior to that sales transaction, the property was also sold in Oct 19, 2005 for $417,500. 4425 Cummings Cove Drive was last assessed in 2023. The total value of the property was assessed at $151,725. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $3,395. The initial tax year of delinquency was in 2018. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2001
  • Effective Year Built: 2001
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Quality: B
  • Exterior Walls Type: Wood shingle
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 1,548
  • Lot Size Frontage Feet: 2,416
  • Total Building Area: 3,423
  • Building Area: 3,423
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 3,423
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CUMMINGS COVE GOLF C
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT 106 CUMMINGS COVE GOLF CLUB PHAS E 1 PB60 PG174 OUT OF 153-7 FOR 200 0

Ownership

  • Current Owner : COMBS CARSON S
  • Current Owner 2: COMBS SHARON
  • Previous Owner : PARIS BRIAN
  • Previous Owner 2: PARIS MARY L
  • Owner Before Previous Owner: PADGETT ROBERT RANDAL
  • Owner Before Previous Owner 2: PADGETT KATHRYN L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 012100

Geography

  • Assessors Map Reference: MB 60 PG 174
  • Account Number: 0000145200
  • District: 1
  • Parcel: 153E A 001
  • Lot: 106
  • Municipality: CHATTANOOGA
  • Latitude: 35.0221
  • Longitude: -85.3996

    Address

  • Full Address: 4425 Cummings Cove Dr
  • Address - House Number: 4425
  • Address - Street Name: Cummings Cove
  • Address - Suffix Type: Dr
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: R007
  • 4-Digit Zip Code: 2176
  • Zip Code: 37419

Valuation

    Tax

  • Total Area: 2,972
  • Tax Year: 2023
  • Tax Amount: $3,395
  • Intital Tax Deliquent Year: 2018

    Appraisal Valuation

  • Standard Deviation: 0.2405
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 66
  • Final Value: 929,233
  • High Value: 1,152,771
  • Low Value: 705,695

    Open Liens

  • Total Open Liens: 4
  • Total Open Liens Amount: $1,172,202
  • First Open Lien Mortgage Lender: CAPSTAR BANK
  • First Open Lien Mortgage Recording Date: Feb 11, 2022
  • First Open Lien Mortgage Loan Amount: $499,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2052
  • Second Open Lien Mortgage Lender: COGENT BANK
  • Second Open Lien Mortgage Recording Date: Nov 15, 2021
  • Second Open Lien Mortgage Loan Amount: $319,902
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Commercial
  • Second Open Lien Mortgage Loan Due Date: Nov 15, 2051
  • Third Open Lien Mortgage Lender: TRUIST BANK
  • Third Open Lien Mortgage Recording Date: Apr 06, 2023
  • Third Open Lien Mortgage Loan Amount: $26,900
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Third Open Lien Mortgage Loan Due Date: Apr 06, 2053
  • Fourth Open Lien Mortgage Lender: CAPSTAR BANK
  • Fourth Open Lien Mortgage Recording Date: Dec 27, 2023
  • Fourth Open Lien Mortgage Loan Amount: $326,000
  • Fourth Open Lien Mortgage Term: 360
  • Fourth Open Lien Mortgage Position: 4
  • Fourth Open Lien Mortgage Loan Type: New Conventional
  • Fourth Open Lien Mortgage Loan Due Date: Dec 27, 2053

    Market Valuation

  • Market Total Value: $606,900
  • Market Land Value: $130,000
  • Market Improvement Value: $476,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $151,725

    Sales

  • Current Sale Contract Date: Jan 03, 2017
  • Current Sale Recording Date: Jan 06, 2017
  • Current Sale Transaction ID: 1931893325
  • Current Sale Price: $596,751
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2017010600126
  • Previous Sale Recording Date: Nov 07, 2005
  • Previous Sale Contract Date: Oct 19, 2005
  • Previous Sale Amount: $417,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: PINNACLE BANK
  • First Mortgage Transaction Date: Jan 06, 2017
  • First Mortgage Loan Amount: $489,600
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Commercial

    Financing

  • First Mortgage Financing Type: Variable

About Lookout Valley - Lookout Mountain



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$1,600 /mo

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8 Hemlock Cir, Chattanooga, TN, 37419 Listing by Agnes Hellmann

Frequently Asked Questions

What neighborhood is 4425 Cummings Cove Drive located in?
The 4425 Cummings Cove Drive is a located in the neighborhood of Lookout Valley - Lookout Mountain in Lookout Valley - Lookout Mountain, Chattanooga.
What is the average sales price for listings in 4425 Cummings Cove Drive?
The average sales price for units in 4425 Cummings Cove Drive is $0 currently.

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