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442 Westmount Street

442 Westmount Street, Rochester, NY 14615
Property in Maplewood
Sold Mar 16, 2011
$77,500
$75,534 by First Priority Mortgage Inc
Mortgage Due Apr 01, 2041
Local assessors in Rochester, NY have categorized 442 Westmount Street as a residential type of property. The home was built in 1950 and is 74 years old. The property's lot size has been calculated to be 4,000 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 400 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 442 Westmount Street has a total of 1,519 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 294 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of wood were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 442 Westmount Street sold most recently in Mar 11, 2011 for a total of $77,500. If you work out the math, that's approximately a cost of $51.02 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,051 in taxes each year. 442 Westmount Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $83,000. If we break it down further, the land itself was valued at $5,600. Improvements to the property, however, were assessed at a total of $77,400. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1950
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 294
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 4,000
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 400
  • Total Building Area: 1,519
  • Building Area: 1,519
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,519
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.091
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 0018.00 315 10 00000 155 WEST SENECA SUB

Ownership

  • Current Owner : ANDERSON KHALID
  • Previous Owner : JAMES HELEN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Rochester City School District
  • School Tax School District: ROCHESTER
  • Census Tract: 001800

Zoning

  • Zoning: 11

Geography

  • Account Number: 020198-00.0
  • District: 261400
  • Section: 90.480
  • Parcel: 261400 090.48-1-22
  • Block: 1
  • Lot: 22.000
  • Municipality: ROCHESTER
  • Latitude: 43.191
  • Longitude: -77.651

    Address

  • Full Address: 442 Westmount St
  • Address - House Number: 442
  • Address - Street Name: Westmount
  • Address - Suffix Type: St
  • State: NY
  • City Name: Rochester
  • Carrier Code: C015
  • 4-Digit Zip Code: 3218
  • Zip Code: 14615

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,051
  • Tax Rate Code Area: 261400

    Appraisal Valuation

  • Standard Deviation: 0.2462
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 65
  • Final Value: 151,653
  • High Value: 188,993
  • Low Value: 114,313

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $75,534
  • First Open Lien Mortgage Lender: FIRST PRIORITY MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Mar 16, 2011
  • First Open Lien Mortgage Loan Amount: $75,534
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2041

    Market Valuation

  • Market Total Value: $100,000
  • Market Land Value: $6,747
  • Market Improvement Value: $93,253

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $83,000
  • Assessed Land Value: $5,600
  • Assessed Improvements Value: $77,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 11, 2011
  • Current Sale Recording Date: Mar 16, 2011
  • Current Sale Transaction ID: 1194363202
  • Current Sale Price: $77,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201103160631

    Last Sale Mortgage

  • First Mortgage Lender: FIRST PRIORITY MORTGAGE INC
  • First Mortgage Transaction Date: Mar 16, 2011
  • First Mortgage Loan Amount: $75,534
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Apr 01, 2041

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Frequently Asked Questions

What neighborhood is 442 Westmount Street located in?
The 442 Westmount Street is a located in the neighborhood of Maplewood in Maplewood, Rochester.
What is the average sales price for listings in 442 Westmount Street?
The average sales price for units in 442 Westmount Street is $0 currently.

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