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442 Union Street South

442 Union Street South, Concord, NC 28025
442 Union Street South has been categorized by the local assessors in Concord, NC as a exempt type of property. The building on the property was first built in 1925 and is 99 years old. However, we must point out that the home was most recently renovated and altered in 1995. The home has a total of 4 bedrooms. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 442 Union Street South has 1,932 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 2,000 ft and across the front of the lot is 680 ft. The area measurement of the land has been determined as 13,634 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a offsite garage for those who require parking. The garage measured 806 sqft. Residents will have the luxury of enjoying a open porch. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The building has a gable style roof made of composition shingle. The exterior walls of the building are made of wood. While the interior walls have been made of decorative/custom materials. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 442 Union Street South sold most recently in Jan 27, 2015 for a total of $237,500. If you work out the math, that's approximately a cost of $70.87 per sqft. Before that, the property was also sold for $200,000 in Nov 26, 2001. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,421 in taxes each year. 442 Union Street South was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $280,410. If we break it down further, the land itself was valued at $55,000. Improvements to the property, however, were assessed at a total of $225,410. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

0 Past Sales

Date Unit Beds Baths Sqft Price Closed Owner Listed By

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1995
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Quality: B
  • Exterior Walls Type: Wood
  • Interior Walls Type: Decorative/custom materials
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Unfinished basement
  • Basement Area: 1,080
  • Parking Type: Pole
  • Garage Type: Offsite
  • Garage Square Area: 806
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 13,634
  • Lot Size Depth Feet: 2,000
  • Lot Size Frontage Feet: 680
  • Total Building Area: 3,351
  • Gross Building Area: 3,351
  • Building Area: 3,351
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,932
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Exempt
  • Subdivision: J DOUGLAS CRAWFORD
  • Land Acres: 0.313
  • Standard Land Use Code: Historical residence
  • Legal Description 1: SW SIDE UNION ST S

Ownership

  • Current Owner : NOVASAD MARK GEORGE
  • Current Owner 2: NOVASAD PAMELA HELMS
  • Previous Owner : SIMERLY MICHAEL G
  • Previous Owner 2: SIMERLY DENISE H
  • Owner Before Previous Owner: MCLAUGHLIN RALPH H
  • Owner Before Previous Owner 2: MCLAUGHLIN PEGGY L
  • Ownership Rights Codes: Husband and wife

Neighborhood

  • School District Name: Cabarrus County Schools
  • School Tax School District: 02-JACKSON PARK
  • Census Tract: 042200

Zoning

  • Zoning: RM-2

Geography

  • Account Number: 99102
  • District: 12
  • Parcel: 5630 13 9882
  • Municipality: CONCORD
  • Latitude: 35.3991
  • Longitude: -80.5705

    Address

  • Full Address: 442 Union St S
  • Address - House Number: 442
  • Street Segment Direction: S
  • Address - Street Name: Union
  • Address - Suffix Type: St
  • State: NC
  • City Name: Concord
  • Carrier Code: C010
  • 4-Digit Zip Code: 5560
  • Zip Code: 28025

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,421
  • Tax Rate Code Area: CI02

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $275,625
  • First Open Lien Mortgage Lender: CASTLE & COOKE MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jan 28, 2015
  • First Open Lien Mortgage Loan Amount: $225,625
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2045
  • Second Open Lien Mortgage Lender: FIFTH THIRD BANK
  • Second Open Lien Mortgage Recording Date: Mar 11, 2016
  • Second Open Lien Mortgage Loan Amount: $50,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Second Open Lien Mortgage Loan Due Date: Feb 25, 2046

    Market Valuation

  • Market Total Value: $280,410
  • Market Land Value: $55,000
  • Market Improvement Value: $225,410

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $280,410
  • Assessed Land Value: $55,000
  • Assessed Improvements Value: $225,410

    Sales

  • Current Sale Contract Date: Jan 27, 2015
  • Current Sale Recording Date: Jan 28, 2015
  • Current Sale Transaction ID: 1140376396
  • Current Sale Price: $237,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Nov 26, 2001
  • Previous Sale Contract Date: Nov 26, 2001
  • Previous Sale Amount: $200,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CASTLE & COOKE MORTGAGE LLC
  • First Mortgage Transaction Date: Jan 28, 2015
  • First Mortgage Loan Amount: $225,625
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2045

    Previous Mortgages

  • Previous Mortgage Lender: ALLEN TATE MTG SERVICES INC
  • Previous Mortgage Transaction Date: Nov 26, 2001
  • Previous Mortgage Loan Amount: $152,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Dec 01, 2031

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Frequently Asked Questions

What neighborhood is 442 Union Street South located in?
The 442 Union Street South is a located in the neighborhood of South Historic Concord in South Historic Concord, Concord.
What is the average sales price for listings in 442 Union Street South?
The average sales price for units in 442 Union Street South is $0 currently.

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