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442 East Loudon Street

442 East Loudon Street, Philadelphia, PA 19120
Sold Dec 11, 2021
$150,000
$144,000 by First Heritage Financial Llc
Mortgage Due Sep 01, 2051
Sold Nov 05, 2003
$30,000
Local assessors in Philadelphia, PA have categorized 442 East Loudon Street as a residential type of property. The home was built in 1940 and is 84 years old. The property's lot size has been calculated to be 1,392 square feet. The linear feet between the front and back of the lot was measured at 910 ft and the front of the lot was measured at 150 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a townhouse style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 442 East Loudon Street has a total of 1,140 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with masonry control joints. Lots of brick were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 442 East Loudon Street sold most recently in Aug 18, 2021 for a total of $150,000. If you work out the math, that's approximately a cost of $131.58 per sqft. Before that, the property was also sold for $30,000 in Oct 14, 2003. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,545 in taxes each year. The initial year of tax delinquency occurred in 2020. 442 East Loudon Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $110,400. If we break it down further, the land itself was valued at $22,080. Improvements to the property, however, were assessed at a total of $88,320. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1940
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Masonry
  • Building Style: Townhouse
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 1,392
  • Lot Size Depth Feet: 910
  • Lot Size Frontage Feet: 150
  • Total Building Area: 1,140
  • Gross Building Area: 1,140
  • Building Area: 1,140
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,140
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.032
  • Standard Land Use Code: Townhouse (residential)
  • County Land Use Code: Common area (misc.)
  • State Land Use Code: Single family residential
  • Legal Description 1: 3158 5/8 E OF C ST

Ownership

  • Current Owner : PERALTA MILEYI A ALVAREZ
  • Previous Owner : NGUYEN CUONG
  • Owner Before Previous Owner: MA PHUOC NGUYEN
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Philadelphia City School District
  • School Tax School District: PHILADELPHIA SD
  • Census Tract: 028901

Zoning

  • Zoning: RSA5

Geography

  • Assessors Map Reference: 130N150127
  • Account Number: 081900
  • District: WARD #42
  • Parcel: 42-1081900
  • Block: 130N1
  • Lot: 127
  • Municipality: PHILADELPHIA
  • Latitude: 40.022
  • Longitude: -75.1167

    Address

  • Full Address: 442 E Loudon St
  • Address - House Number: 442
  • Street Direction: E
  • Address - Street Name: Loudon
  • Address - Suffix Type: St
  • State: PA
  • City Name: Philadelphia
  • Carrier Code: C016
  • 4-Digit Zip Code: 4317
  • Zip Code: 19120

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,545
  • Intital Tax Deliquent Year: 2020
  • Tax Rate Code Area: 42

    Appraisal Valuation

  • Standard Deviation: 0.4423
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 11
  • Final Value: 268,142
  • High Value: 386,743
  • Low Value: 149,540

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $149,000
  • First Open Lien Mortgage Lender: FIRST HERITAGE FINANCIAL LLC
  • First Open Lien Mortgage Recording Date: Dec 11, 2021
  • First Open Lien Mortgage Loan Amount: $144,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2051
  • Second Open Lien Mortgage Lender: AMERICAN HERITAGE FCU
  • Second Open Lien Mortgage Recording Date: Dec 11, 2021
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $5,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $110,400
  • Market Land Value: $22,080
  • Market Improvement Value: $88,320

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $110,400
  • Assessed Land Value: $22,080
  • Assessed Improvements Value: $88,320

    Sales

  • Current Sale Contract Date: Aug 18, 2021
  • Current Sale Recording Date: Dec 11, 2021
  • Current Sale Transaction ID: 11876047382
  • Current Sale Price: $150,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 53915230
  • Previous Sale Recording Date: Nov 05, 2003
  • Previous Sale Contract Date: Oct 14, 2003
  • Previous Sale Amount: $30,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST HERITAGE FINANCIAL LLC
  • First Mortgage Transaction Date: Dec 11, 2021
  • First Mortgage Loan Amount: $144,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2051

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Frequently Asked Questions

What neighborhood is 442 East Loudon Street located in?
The 442 East Loudon Street is a located in the neighborhood of Juniata Park - Feltonville in North Philadelphia, Philadelphia.
What is the average sales price for listings in 442 East Loudon Street?
The average sales price for units in 442 East Loudon Street is $0 currently.

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