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440 North 6th Street

440 North 6th Street, Montpelier, ID 83254
Property in Bear Lake
Sold Jul 08, 2021
$331,600
$265,280 by Canopy Mortgage Llc
Mortgage Due Aug 01, 2051
Sold Jul 08, 2021
Transfer
Local assessors in Montpelier, ID have categorized 440 North 6th Street as a residential type of property. The property's lot size has been calculated to be 30,056 square feet.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 440 North 6th Street was last sold in Jul 6, 2021 for $331,600. Current property owners are expected to pay $2,731 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2019. The property on 440 North 6th Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $590,391. To break that down further, the land itself was valued at $43,401. While improvements to the property were assessed at a total of $546,990. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 30,056
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ORIGINAL TOWNSITE SURVEY OF MONTPELIER
  • Land Acres: 0.69
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PLAT A W2 LOT 2 BLK 23; .69 AC

Ownership

  • Current Owner : ANDERSEN NATHAN
  • Previous Owner : ANDERSEN KRISTINA
  • Previous Owner 2: ANDERSEN NATHAN
  • Owner Before Previous Owner: BUSH TRISTIAN
  • Owner Before Previous Owner 2: BUSH HAROLD
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et ux (and wife)

Neighborhood

  • School District Name: Bear Lake County School District 33
  • School Tax School District: COUNTY
  • School Tax District Code 2: MONTPELIER CITY
  • School Tax District Code 3: SCHOOL 33 BOND
  • Census Tract: 950100

Geography

  • Account Number: 00301.03
  • Parcel: RPM4840023002B
  • Block: 23
  • Lot: 2
  • Municipality: MONTPELIER CITY
  • Latitude: 42.3253
  • Longitude: -111.302

    Address

  • Full Address: 440 N 6th St
  • Address - House Number: 440
  • Street Direction: N
  • Address - Street Name: 6th
  • Address - Suffix Type: St
  • State: ID
  • City Name: Montpelier
  • Carrier Code: C001
  • 4-Digit Zip Code: 1237
  • Zip Code: 83254

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,731
  • Intital Tax Deliquent Year: 2019
  • Tax Rate Code Area: 001-0000

    Appraisal Valuation

  • Standard Deviation: 0.2191
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 69
  • Final Value: 609,809
  • High Value: 743,464
  • Low Value: 476,153

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $340,280
  • First Open Lien Mortgage Lender: CANOPY MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jul 08, 2021
  • First Open Lien Mortgage Loan Amount: $265,280
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2051
  • Second Open Lien Mortgage Lender: LOOKOUT FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: May 18, 2022
  • Second Open Lien Mortgage Financing Type: Adjustable Rate
  • Second Open Lien Mortgage Loan Amount: $75,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $590,391
  • Market Land Value: $43,401
  • Market Improvement Value: $546,990

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $590,391
  • Assessed Land Value: $43,401
  • Assessed Improvements Value: $546,990

    Sales

  • Current Sale Contract Date: Jul 06, 2021
  • Current Sale Recording Date: Jul 08, 2021
  • Current Sale Transaction ID: 11845805639
  • Current Sale Price: $331,600
  • Current Sale Document Type: Intrafamily Transfer & Dissolution
  • Current Sale Input Document Number: 235763
  • Previous Sale Recording Date: Jul 08, 2021
  • Previous Sale Contract Date: Jul 07, 2021
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CANOPY MORTGAGE LLC
  • First Mortgage Transaction Date: Jul 08, 2021
  • First Mortgage Loan Amount: $265,280
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2051

About Montpelier



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Frequently Asked Questions

What neighborhood is 440 North 6th Street located in?
The 440 North 6th Street is a located in the neighborhood of Bear Lake in Montpelier, Montpelier.
What is the average sales price for listings in 440 North 6th Street?
The average sales price for units in 440 North 6th Street is $0 currently.

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