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440 Lafayette Avenue

440 Lafayette Avenue, Urbana, OH 43078
Property in Urbana
Sold Aug 30, 2021
$186,500
$158,525 by The Peoples Savings Bank
Mortgage Due Sep 01, 2049
Sold Jan 15, 2009
$31,000
$24,800 by Perpetual Fsb
Mortgage Due Feb 01, 2024
Local assessors in Urbana, OH have categorized 440 Lafayette Avenue as a residential type of property. The home was built in 1900 and is 124 years old. It was most recently renovated and altered in 1925. The property's lot size has been calculated to be 8,000 square feet. The linear feet between the front and back of the lot was measured at 1,600 ft and the front of the lot was measured at 500 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a style that we are currently unable to determine. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 440 Lafayette Avenue has a total of 1,571 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 720 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. The property was last sold in Aug 27, 2021 for $186,500. That's $118.71 per sqft. Prior to that sales transaction, the property was also sold in Jan 12, 2009 for $31,000. 440 Lafayette Avenue was last assessed in 2022. The total value of the property was assessed at $49,060. Specifically, the land the property is located on was valued at $7,920. While improvements on the property were assessed at a total of $41,140. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,094. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Asbestos Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1925
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Other
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 843
  • Garage Type: Detached
  • Garage Square Area: 720
  • Parking Space Count: 3
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 8,000
  • Lot Size Depth Feet: 1,600
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,571
  • Gross Building Area: 1,496
  • Building Area: 1,571
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,571
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: GEIGER & RUSSELL ADDN
  • Land Acres: 0.183
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: RTS 00-00-00 GEIGER & RUSSELL ADDN LOT 154

Ownership

  • Current Owner : FETZ ROBERT DERRICK
  • Current Owner 2: FETZ JAMIE ANN
  • Previous Owner : PRINTZ DONALD O
  • Previous Owner 2: PRINTZ DINA LEE
  • Owner Before Previous Owner: SECRETARY OF HOUSING & URBAN DEVELOPMENT
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Right of Survivorship

Neighborhood

  • School District Name: Urbana City School District
  • School Tax School District: URBANACSD
  • School Tax District Code 2: URBANACSD
  • School Tax District Code 3: URBANACSD
  • Census Tract: 010500

Geography

  • Assessors Map Reference: MAP: K00309
  • Account Number: 024480-8
  • District: K48
  • Parcel: K48-25-00-03-09-064-00
  • Lot: 154
  • Municipality: URBANACORP URBANATWP
  • Latitude: 40.1134
  • Longitude: -83.7451

    Address

  • Full Address: 440 Lafayette Ave
  • Address - House Number: 440
  • Address - Street Name: Lafayette
  • Address - Suffix Type: Ave
  • State: OH
  • City Name: Urbana
  • Carrier Code: C007
  • 4-Digit Zip Code: 1426
  • Zip Code: 43078

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,094

    Appraisal Valuation

  • Standard Deviation: 0.2777
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 60
  • Final Value: 200,341
  • High Value: 255,977
  • Low Value: 144,706

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $158,525
  • First Open Lien Mortgage Lender: THE PEOPLES SAVINGS BANK
  • First Open Lien Mortgage Recording Date: Aug 30, 2021
  • First Open Lien Mortgage Loan Amount: $158,525
  • First Open Lien Mortgage Term: 336
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Commercial
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2049

    Market Valuation

  • Market Total Value: $140,170
  • Market Land Value: $22,620
  • Market Improvement Value: $117,550

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $49,060
  • Assessed Land Value: $7,920
  • Assessed Improvements Value: $41,140

    Sales

  • Current Sale Contract Date: Aug 27, 2021
  • Current Sale Recording Date: Aug 30, 2021
  • Current Sale Transaction ID: 11854644575
  • Current Sale Price: $186,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202100004880
  • Previous Sale Recording Date: Jan 15, 2009
  • Previous Sale Contract Date: Jan 12, 2009
  • Previous Sale Amount: $31,000
  • Previous Sale Document Type: Survivorship Deed

    Last Sale Mortgage

  • First Mortgage Lender: THE PEOPLES SAVINGS BANK
  • First Mortgage Transaction Date: Aug 30, 2021
  • First Mortgage Loan Amount: $158,525
  • First Mortgage Terms: 336
  • First Mortgage Loan Type: Commercial
  • First Mortgage Loan Due Date: Sep 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: PERPETUAL FSB
  • Previous Mortgage Transaction Date: Jan 15, 2009
  • Previous Mortgage Loan Amount: $24,800
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2024

About Urbana



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Frequently Asked Questions

What neighborhood is 440 Lafayette Avenue located in?
The 440 Lafayette Avenue is a located in the neighborhood of Urbana in Urbana, Urbana.
What is the average sales price for listings in 440 Lafayette Avenue?
The average sales price for units in 440 Lafayette Avenue is $0 currently.

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