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440 Cramerton Road

440 Cramerton Road, Gastonia, NC 28056
Property in Gaston
Refi Sep 29, 2021
Transfer
$208,900 by Rocket Mortgage Llc
Mortgage Due Oct 01, 2036
440 Cramerton Road in Gastonia, NC was first built in 2007 and is 17 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 8 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 440 Cramerton Road has 1,758 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 55,757 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of composition shingle. The quality of the control joints have been graded by the local assessor with a letter grade of C+. The exterior walls of the home are made of brick veneer. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. 440 Cramerton Road was last assessed in 2023. The total value of the property was assessed at $429,130. Specifically, the land the property is located on was valued at $35,450. While improvements on the property were assessed at a total of $393,680. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,000. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C+
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick veneer
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Tile
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 55,757
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,758
  • Building Area: 1,758
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,758
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 1.28
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: 15 040 001 04 000

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: NEW HOPE FD
  • Census Tract: 032201

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MB 15 MAP 40
  • District: NEW HOPE FD
  • Parcel: 214216
  • Municipality: NEW HOPE FD
  • Latitude: 35.2443
  • Longitude: -81.0912

    Address

  • Full Address: 440 Cramerton Rd
  • Address - House Number: 440
  • Address - Street Name: Cramerton
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Gastonia
  • Carrier Code: R005
  • 4-Digit Zip Code: 7303
  • Zip Code: 28056

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,000

    Appraisal Valuation

  • Standard Deviation: 0.1937
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 74
  • Final Value: 383,322
  • High Value: 457,607
  • Low Value: 309,037

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $298,900
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Sep 29, 2021
  • First Open Lien Mortgage Loan Amount: $208,900
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2036
  • Second Open Lien Mortgage Lender: LOCAL GOVERNMENT FEDERAL CREDI
  • Second Open Lien Mortgage Recording Date: Sep 21, 2022
  • Second Open Lien Mortgage Loan Amount: $90,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $220,410
  • Market Land Value: $24,960
  • Market Improvement Value: $195,450

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $429,130
  • Assessed Land Value: $35,450
  • Assessed Improvements Value: $393,680

About Gaston



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Frequently Asked Questions

What neighborhood is 440 Cramerton Road located in?
The 440 Cramerton Road is a located in the neighborhood of Gaston in Gaston, Gastonia.
What is the average sales price for listings in 440 Cramerton Road?
The average sales price for units in 440 Cramerton Road is $0 currently.

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