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44 Ferry Street

44 Ferry Street, Lambertville, NJ 08530
Property in Hunterdon
Sold Jun 03, 2021
$415,000
$332,000 by Prosperity Home Mortgage Llc
Mortgage Due Jul 01, 2051
Sold Jul 15, 2015
$375,000
$300,000 by Centennial Lending Group Llc
Mortgage Due Jul 01, 2045
44 Ferry Street in Lambertville, NJ was first built in 1868 and is 156 years old. This has been categorized as a residential property type. There are a total of 3 floors. 44 Ferry Street has 1,176 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 150 ft and the linear feet between the front and back of the lot is 760. In total, the area measurement of the land is 1,140 square feet.

Learn more about the property and building on this page. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with brick control joints. The exterior walls of the home are made of brick. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 44 Ferry Street was last sold in May 25, 2021 for $415,000. According to our calculations, that's $352.89 per sqft. Prior to that sales transaction, the property was sold for $375,000 in Jun 20, 2015. Current property owners are expected to pay $9,192 in taxes per year. The property on 44 Ferry Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $392,500. To break that down further, the land itself was valued at $255,800. While improvements to the property were assessed at a total of $136,700. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Building Style

Colonial
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1868
  • Effective Year Built: 1868
  • Bedroom Count: 0
  • Construction Type: Brick
  • Exterior Walls Type: Brick
  • Floor Count: 3
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 1,140
  • Lot Size Depth Feet: 760
  • Lot Size Frontage Feet: 150
  • Total Building Area: 1,176
  • Building Area: 1,176
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,176
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.026
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : HIGGINS MICHAEL
  • Previous Owner : WAKEFIELD AUSTIN H
  • Previous Owner 2: OLESON ANDREW Y
  • Owner Before Previous Owner: KAYE PAUL
  • Owner Before Previous Owner 2: KNISKERN JANET A
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: South Hunterdon Regional School District
  • Census Tract: 011900

Zoning

  • Zoning: R-2

Geography

  • Assessors Map Reference: TAX MAP 8
  • District: 17
  • Parcel: 17 01042-0000-00035- 01
  • Block: 1042
  • Lot: 35.01
  • Municipality: LAMBERTVILLE CITY
  • Latitude: 40.3654
  • Longitude: -74.9438

    Address

  • Full Address: 44 Ferry St
  • Address - House Number: 44
  • Address - Street Name: Ferry
  • Address - Suffix Type: St
  • State: NJ
  • City Name: Lambertville
  • Carrier Code: C002
  • 4-Digit Zip Code: 1852
  • Zip Code: 08530

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,192

    Appraisal Valuation

  • Standard Deviation: 0.1944
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 74
  • Final Value: 460,993
  • High Value: 550,645
  • Low Value: 371,340

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $332,000
  • First Open Lien Mortgage Lender: PROSPERITY HOME MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Jun 03, 2021
  • First Open Lien Mortgage Loan Amount: $332,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2051

    Market Valuation

  • Market Total Value: $392,500
  • Market Land Value: $255,800
  • Market Improvement Value: $136,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $392,500
  • Assessed Land Value: $255,800
  • Assessed Improvements Value: $136,700

    Sales

  • Current Sale Contract Date: May 25, 2021
  • Current Sale Recording Date: Jun 03, 2021
  • Current Sale Transaction ID: 11843544345
  • Current Sale Price: $415,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 20210603000167970
  • Previous Sale Recording Date: Jul 15, 2015
  • Previous Sale Contract Date: Jun 20, 2015
  • Previous Sale Amount: $375,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: PROSPERITY HOME MORTGAGE LLC
  • First Mortgage Transaction Date: Jun 03, 2021
  • First Mortgage Loan Amount: $332,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: CENTENNIAL LENDING GROUP LLC
  • Previous Mortgage Transaction Date: Jul 15, 2015
  • Previous Mortgage Loan Amount: $300,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2045

About Lambertville



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Frequently Asked Questions

What neighborhood is 44 Ferry Street located in?
The 44 Ferry Street is a located in the neighborhood of Hunterdon in Lambertville, Lambertville.
What is the average sales price for listings in 44 Ferry Street?
The average sales price for units in 44 Ferry Street is $0 currently.

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