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44 Congress Street

44 Congress Street, Villa Park, IL 60181
House in York
Sold Aug 17, 2020
$290,000
$285,408 by Fairway Independent Mortgage C
Mortgage Due Jan 01, 2052
Sold Nov 25, 2019
$170,000
$197,910 by Finance Of America Commercial
Mortgage Due Dec 01, 2020
Local assessors in Villa Park, IL have categorized 44 Congress Street as a residential type of property. The home was built in 1959 and is 65 years old. The property's lot size has been calculated to be 6,534 square feet. The linear feet between the front and back of the lot was measured at 125 ft and the front of the lot was measured at 50 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a split level style. If we look only at the heated or air conditioned part of the building, then 44 Congress Street has a total of 1,019 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with brick control joints. Lots of brick were used in the construction of the exterior walls of the home. The property was last sold in Jul 17, 2020 for $290,000. That's $194.63 per sqft. Prior to that sales transaction, the property was also sold in Nov 18, 2019 for $170,000. 44 Congress Street was last assessed in 2022. The total value of the property was assessed at $81,480. Specifically, the land the property is located on was valued at $20,490. While improvements on the property were assessed at a total of $60,990. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $4,012. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Aluminum Siding
Brick Exterior
Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 1959
  • Building Count: 1
  • Bedroom Count: 0
  • Construction Type: Brick
  • Building Style: Split level
  • Exterior Walls Type: Brick
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 471
  • Garage Type: Detached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,534
  • Lot Size Depth Feet: 125
  • Lot Size Frontage Feet: 50
  • Total Building Area: 1,490
  • Gross Building Area: 1,490
  • Building Area: 1,019
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,019
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ROBERTSONS MADISON ST ARDMORE
  • Land Acres: 0.15
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ROBERTSONS MADISON ST ARDMORE

Ownership

  • Current Owner : SAIGER DENISE
  • Previous Owner : ZL INVESTMENTS LLC
  • Owner Before Previous Owner: CITY EQUITY LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Salt Creek School District 48
  • School Tax School District: VILLA PARK
  • Census Tract: 843700

Zoning

  • Zoning: R

Geography

  • Assessors Map Reference: 3027-B6
  • Parcel: 06-15-104-027
  • Lot: 204
  • Municipality: YORK
  • Latitude: 41.8693
  • Longitude: -87.9763

    Address

  • Full Address: 44 Congress St
  • Address - House Number: 44
  • Address - Street Name: Congress
  • Address - Suffix Type: St
  • State: IL
  • City Name: Villa Park
  • Carrier Code: C020
  • 4-Digit Zip Code: 3229
  • Zip Code: 60181

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,012
  • Tax Rate Code Area: 6051

    Appraisal Valuation

  • Standard Deviation: 0.1571
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 80
  • Final Value: 308,534
  • High Value: 357,031
  • Low Value: 260,037

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $285,408
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Dec 28, 2021
  • First Open Lien Mortgage Loan Amount: $285,408
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2052

    Market Valuation

  • Market Total Value: $244,440
  • Market Land Value: $61,470
  • Market Improvement Value: $182,970

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $81,480
  • Assessed Land Value: $20,490
  • Assessed Improvements Value: $60,990

    Sales

  • Current Sale Contract Date: Jul 17, 2020
  • Current Sale Recording Date: Aug 17, 2020
  • Current Sale Transaction ID: 11783600782
  • Current Sale Price: $290,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2020-090126
  • Previous Sale Recording Date: Nov 25, 2019
  • Previous Sale Contract Date: Nov 18, 2019
  • Previous Sale Amount: $170,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Aug 17, 2020
  • First Mortgage Loan Amount: $284,747
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Aug 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FINANCE OF AMERICA COMMERCIAL
  • Previous Mortgage Transaction Date: Nov 25, 2019
  • Previous Mortgage Loan Amount: $197,910
  • Previous Mortgage Term: 12
  • Previous Mortgage Loan Type: Commercial
  • Previous Mortgage Loan Due Date: Dec 01, 2020

About Villa Park



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Frequently Asked Questions

What neighborhood is 44 Congress Street located in?
The 44 Congress Street is a house located in the neighborhood of York in Villa Park, Villa Park.
What is the average sales price for listings in 44 Congress Street?
The average sales price for units in 44 Congress Street is $0 currently.

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