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439 Cosgrove Street

439 Cosgrove Street, Bainbridge Island, WA 98110
Property in Winslow's Cove
Sold Oct 13, 2010
$503,280
$606,400 by Caliber Home Loans Inc
Mortgage Due Jun 01, 2047
Sold Oct 07, 2004
$485,000
$342,000 by First National Bank Of Arizona
Mortgage Due Nov 01, 2034
439 Cosgrove Street has been categorized by the local assessors in Bainbridge Island, WA as a residential type of property. The building on the property was first built in 2003 and is 21 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 439 Cosgrove Street has 2,853 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 5,662 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a multifamily style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 677 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a patio. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. The roof of the building is made of composition shingle. The exterior walls of the building are made of concrete. The inside of the home is being cooled with no air conditioning at the moment. In terms of heating, it is utilizing a heating system. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 439 Cosgrove Street sold most recently in Oct 4, 2010 for a total of $503,280. If you work out the math, that's approximately a cost of $142.57 per sqft. Before that, the property was also sold for $485,000 in Oct 1, 2004. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $9,325 in taxes each year. 439 Cosgrove Street was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $1,155,800. If we break it down further, the land itself was valued at $273,700. Improvements to the property, however, were assessed at a total of $882,100. The property's total market value has been marked the same as the total assessed value which is pretty typical. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2003
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: B
  • Building Style: Multifamily
  • Exterior Walls Type: Concrete
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 677
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 5,662
  • Total Building Area: 3,530
  • Gross Building Area: 3,530
  • Building Area: 2,853
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: No air conditioning
  • Heating: Yes
  • Heated Square Feet: 2,853
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: WINSLOWS COVE
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 6, WINSLOWS COVE, ACCORDING TO THE PLAT RECORDED IN VOLUME 30 OF PLATS, PAGES 137, 138 AND 139 UNDER AUDITORS FILE NO. 200006260074 RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.

Ownership

  • Current Owner : MCNAMARA EDWARD L
  • Current Owner 2: MCNAMARA DEBRA A
  • Previous Owner : LYNNE MARK E
  • Owner Before Previous Owner: COLEMAN KEVIN M
  • Owner Before Previous Owner 2: COLEMAN SHANNON L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Bainbridge Island School District
  • School Tax School District: 0215
  • Census Tract: 090901

Zoning

  • Zoning: R-3.5

Geography

  • Assessors Map Reference: M27S
  • Parcel: 5418-000-006-0009
  • Lot: 6
  • Meridian: SEC 27 TWN 25 RNG 2E
  • Municipality: BAINBRIDGE IS.
  • Latitude: 47.6278
  • Longitude: -122.531

    Address

  • Full Address: 439 Cosgrove St Nw
  • Address - House Number: 439
  • Street Segment Direction: NW
  • Address - Street Name: Cosgrove
  • Address - Suffix Type: St
  • State: WA
  • City Name: Bainbridge Island
  • Carrier Code: R017
  • 4-Digit Zip Code: 2758
  • Zip Code: 98110

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,325
  • Tax Rate Code Area: 0215

    Appraisal Valuation

  • Standard Deviation: 0.2063
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 72
  • Final Value: 1,312,374
  • High Value: 1,583,124
  • Low Value: 1,041,624

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $606,400
  • First Open Lien Mortgage Lender: CALIBER HOME LOANS INC
  • First Open Lien Mortgage Recording Date: May 31, 2017
  • First Open Lien Mortgage Loan Amount: $606,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2047

    Market Valuation

  • Market Total Value: $1,155,800
  • Market Land Value: $273,700
  • Market Improvement Value: $882,100

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $1,155,800
  • Assessed Land Value: $273,700
  • Assessed Improvements Value: $882,100

    Sales

  • Current Sale Contract Date: Oct 04, 2010
  • Current Sale Recording Date: Oct 13, 2010
  • Current Sale Transaction ID: 1030288418
  • Current Sale Price: $503,280
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201010130144
  • Previous Sale Recording Date: Oct 07, 2004
  • Previous Sale Contract Date: Oct 01, 2004
  • Previous Sale Amount: $485,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: STERLING SAVINGS BANK
  • First Mortgage Transaction Date: Oct 13, 2010
  • First Mortgage Loan Amount: $402,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2040

    Previous Mortgages

  • Previous Mortgage Lender: FIRST NATIONAL BANK OF ARIZONA
  • Previous Mortgage Transaction Date: Oct 07, 2004
  • Previous Mortgage Loan Amount: $342,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Nov 01, 2034

About Winslow



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Frequently Asked Questions

What neighborhood is 439 Cosgrove Street located in?
The 439 Cosgrove Street is a located in the neighborhood of Winslow's Cove in Winslow, Bainbridge Island.
What is the average sales price for listings in 439 Cosgrove Street?
The average sales price for units in 439 Cosgrove Street is $0 currently.

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