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438 Main Street

438 Main Street, Old Saybrook, CT 06475
Property in Old Saybrook
Sold Oct 09, 2015
$333,000
$266,750 by Citizens Bank
Mortgage Due Dec 01, 2036
Sold Aug 16, 1990
$265,000
$135,000 by Gmac Mtg Co Of Pa
Mortgage
438 Main Street in Old Saybrook, CT was first built in 1988 and is 36 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 438 Main Street has 2,884 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 33,977 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. For those who need parking, there is a garage. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood siding. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. The property was last sold in Jan 1, 1970 for $333,000. That's $115.46 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $265,000. 438 Main Street was last assessed in 2023. The total value of the property was assessed at $320,300. Specifically, the land the property is located on was valued at $85,400. While improvements on the property were assessed at a total of $234,900. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $6,550. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 1988
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Style: Colonial
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 33,977
  • Total Building Area: 2,884
  • Gross Building Area: 4,319
  • Building Area: 2,884
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,884
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.78
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : RUSSO ROBERT
  • Current Owner 2: SULLIVAN CATHERINE
  • Previous Owner : HARRIS WALTER D
  • Previous Owner 2: HARRIS BETTY K
  • Owner Before Previous Owner: BLUE POINT INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Old Saybrook School District
  • School Tax School District: OLD SAYBROOK SD
  • Census Tract: 670200

Zoning

  • Zoning: A

Geography

  • Account Number: 304000
  • Parcel: OSAY M:022 B:020 L:1
  • Block: 20
  • Lot: 1
  • Municipality: OLD SAYBROOK
  • Latitude: 41.2852
  • Longitude: -72.3724

    Address

  • Full Address: 438 Main St
  • Address - House Number: 438
  • Address - Street Name: Main
  • Address - Suffix Type: St
  • State: CT
  • City Name: Old Saybrook
  • Carrier Code: C002
  • 4-Digit Zip Code: 2320
  • Zip Code: 06475

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,550

    Appraisal Valuation

  • Standard Deviation: 0.2055
  • Valuation Date: Aug 23, 2023
  • Confidence Score: 72
  • Final Value: 727,325
  • High Value: 876,826
  • Low Value: 577,825

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $266,750
  • First Open Lien Mortgage Lender: CITIZENS BANK
  • First Open Lien Mortgage Recording Date: Nov 29, 2021
  • First Open Lien Mortgage Loan Amount: $266,750
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2036

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $320,300
  • Assessed Land Value: $85,400
  • Assessed Improvements Value: $234,900

    Sales

  • Current Sale Recording Date: Oct 09, 2015
  • Current Sale Transaction ID: 1331670436
  • Current Sale Price: $333,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Aug 16, 1990
  • Previous Sale Amount: $265,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FRANKLIN AMERICAN MORTGAGE
  • First Mortgage Transaction Date: Oct 09, 2015
  • First Mortgage Loan Amount: $299,700
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 09, 2045

    Previous Mortgages

  • Previous Mortgage Lender: GMAC MTG CO OF PA
  • Previous Mortgage Transaction Date: Aug 16, 1990
  • Previous Mortgage Loan Amount: $135,000
  • Previous Mortgage Term: 360

About Old Saybrook Center



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Frequently Asked Questions

What neighborhood is 438 Main Street located in?
The 438 Main Street is a located in the neighborhood of Old Saybrook in Old Saybrook Center, Old Saybrook.
What is the average sales price for listings in 438 Main Street?
The average sales price for units in 438 Main Street is $0 currently.

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