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438 Bear Creek Road

438 Bear Creek Road, Hubert, NC 28539
Property in Onslow
Sold Jun 15, 2017
$132,000
$105,600 by Movement Mortgage
Mortgage Due Jul 01, 2047
Sold Jul 17, 2006
$128,000
$130,200 by Wells Fargo Bank Na
Mortgage Due Aug 01, 2036
438 Bear Creek Road has been categorized by the local assessors in Hubert, NC as a residential type of property. The building on the property was first built in 1957 and is 67 years old. However, we must point out that the home was most recently renovated and altered in 1997. The home has a total of 5 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 438 Bear Creek Road has 1,344 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 43,560 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. The building has a gable style roof made of composition shingle. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system and being fueled with electricity. Finally, the property is currently sourcing its water from a municipal system. The property is connected to a septic system and not a municipal sewage system. The homeowner of this property will need to handle their own water disposal. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 438 Bear Creek Road sold most recently in May 25, 2017 for a total of $132,000. If you work out the math, that's approximately a cost of $98.21 per sqft. Before that, the property was also sold for $128,000 in Jul 14, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $922 in taxes each year. 438 Bear Creek Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $140,834. If we break it down further, the land itself was valued at $36,000. Improvements to the property, however, were assessed at a total of $104,834. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1957
  • Effective Year Built: 1997
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 43,560
  • Total Building Area: 1,344
  • Building Area: 1,344
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,344
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: LANDS OF WILLIAMS SANDERS BEAR CREEK
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SR 1503

Ownership

  • Current Owner : MANNING JENNIFER LYNN
  • Previous Owner : LAMBERT SUSANNE B
  • Owner Before Previous Owner: WILLIFORD CURTIS R
  • Owner Before Previous Owner 2: WILLIFORD WANDA B

Neighborhood

  • School District Name: Onslow County Schools
  • School Tax School District: NORTHEAST
  • Census Tract: 002801

Zoning

  • Zoning: RA

Geography

  • Account Number: 433824000
  • District: 1300
  • Section: 302
  • Parcel: 001908
  • Municipality: SWANSBORO
  • Latitude: 34.6579
  • Longitude: -77.2062

    Address

  • Full Address: 438 Bear Creek Rd
  • Address - House Number: 438
  • Address - Street Name: Bear Creek
  • Address - Suffix Type: Rd
  • State: NC
  • City Name: Hubert
  • Carrier Code: R008
  • 4-Digit Zip Code: 3408
  • Zip Code: 28539

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $922
  • Tax Rate Code Area: 1300

    Appraisal Valuation

  • Standard Deviation: 0.1736
  • Valuation Date: Aug 30, 2023
  • Confidence Score: 77
  • Final Value: 216,963
  • High Value: 254,647
  • Low Value: 179,279

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $105,600
  • First Open Lien Mortgage Lender: MOVEMENT MORTGAGE
  • First Open Lien Mortgage Recording Date: Jun 15, 2017
  • First Open Lien Mortgage Loan Amount: $105,600
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2047

    Market Valuation

  • Market Total Value: $140,834
  • Market Land Value: $36,000
  • Market Improvement Value: $104,834

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $140,834
  • Assessed Land Value: $36,000
  • Assessed Improvements Value: $104,834

    Sales

  • Current Sale Contract Date: May 25, 2017
  • Current Sale Recording Date: Jun 15, 2017
  • Current Sale Transaction ID: 1589031420
  • Current Sale Price: $132,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 4630-955
  • Previous Sale Recording Date: Jul 17, 2006
  • Previous Sale Contract Date: Jul 14, 2006
  • Previous Sale Amount: $128,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MOVEMENT MORTGAGE
  • First Mortgage Transaction Date: Jun 15, 2017
  • First Mortgage Loan Amount: $105,600
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2047

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Jul 17, 2006
  • Previous Mortgage Loan Amount: $130,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Aug 01, 2036

About Onslow



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Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 438 Bear Creek Road located in?
The 438 Bear Creek Road is a located in the neighborhood of Onslow in Onslow, Hubert.
What is the average sales price for listings in 438 Bear Creek Road?
The average sales price for units in 438 Bear Creek Road is $0 currently.

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