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437 Sandy Whispers Place

437 Sandy Whispers Place, Cary, NC 27519
Property in Stonewater
Sold Feb 21, 2020
$496,000
$384,000 by Coastal Fcu
Mortgage Due Mar 01, 2050
Sold Jul 23, 2010
$335,000
$267,600 by Universal American Mortgage Co
Mortgage Due Aug 01, 2025
Local assessors in Cary, NC have categorized 437 Sandy Whispers Place as a residential type of property. The home was built in 2010 and is 14 years old. The property's lot size has been calculated to be 12,632 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 437 Sandy Whispers Place has a total of 3,003 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 484 sqft. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 437 Sandy Whispers Place was last sold in Feb 18, 2020 for $496,000. According to our calculations, that's $165.17 per sqft. Prior to that sales transaction, the property was sold for $335,000 in Jul 2, 2010. Current property owners are expected to pay $4,369 in taxes per year. The property on 437 Sandy Whispers Place was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $450,908. To break that down further, the land itself was valued at $92,000. While improvements to the property were assessed at a total of $358,908. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2010
  • Effective Year Built: 2010
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 484
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 12,632
  • Total Building Area: 3,003
  • Building Area: 3,003
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 3,003
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: TERRAZO
  • Land Acres: 0.29
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LO68 TERRAZO BM2008-00122

Ownership

  • Current Owner : CARPENTER MARGARETTE R
  • Current Owner 2: CARPENTER BRUCE TERRY
  • Previous Owner : THOMPSON CHAD
  • Previous Owner 2: THOMPSON JENNIFER
  • Owner Before Previous Owner: LENNAR CAROLINAS LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Wake County Schools
  • Census Tract: 053601

Zoning

  • Zoning: R12P

Geography

  • Assessors Map Reference: BK 2008 PG 122
  • Account Number: 0368253
  • District: 20
  • Parcel: 0726.04-83-1068 0368253
  • Lot: 68
  • Municipality: WHITE OAK
  • Latitude: 35.8466
  • Longitude: -78.9049

    Address

  • Full Address: 437 Sandy Whispers Pl
  • Address - House Number: 437
  • Address - Street Name: Sandy Whispers
  • Address - Suffix Type: Pl
  • State: NC
  • City Name: Cary
  • Carrier Code: R066
  • 4-Digit Zip Code: 0872
  • Zip Code: 27519

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,369

    Appraisal Valuation

  • Standard Deviation: 0.1283
  • Valuation Date: Aug 31, 2022
  • Confidence Score: 85
  • Final Value: 760,231
  • High Value: 857,779
  • Low Value: 662,683

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $474,000
  • First Open Lien Mortgage Lender: COASTAL FCU
  • First Open Lien Mortgage Recording Date: Feb 21, 2020
  • First Open Lien Mortgage Loan Amount: $384,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2050
  • Second Open Lien Mortgage Lender: COASTAL FCU
  • Second Open Lien Mortgage Recording Date: Jan 03, 2022
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $90,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $450,908
  • Market Land Value: $92,000
  • Market Improvement Value: $358,908

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $450,908
  • Assessed Land Value: $92,000
  • Assessed Improvements Value: $358,908

    Sales

  • Current Sale Contract Date: Feb 18, 2020
  • Current Sale Recording Date: Feb 21, 2020
  • Current Sale Transaction ID: 11745611474
  • Current Sale Price: $496,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jul 23, 2010
  • Previous Sale Contract Date: Jul 02, 2010
  • Previous Sale Amount: $335,000
  • Previous Sale Document Type: Special Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: COASTAL FCU
  • First Mortgage Transaction Date: Feb 21, 2020
  • First Mortgage Loan Amount: $384,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: UNIVERSAL AMERICAN MORTGAGE CO
  • Previous Mortgage Transaction Date: Jul 23, 2010
  • Previous Mortgage Loan Amount: $267,600
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2025

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Frequently Asked Questions

What neighborhood is 437 Sandy Whispers Place located in?
The 437 Sandy Whispers Place is a located in the neighborhood of Stonewater in Stonewater, Cary.
What is the average sales price for listings in 437 Sandy Whispers Place?
The average sales price for units in 437 Sandy Whispers Place is $0 currently.

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