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4358 Bump Road

4358 Bump Road, Cable, OH 43009
Property in Wayne
Sold Feb 21, 2014
$250,000
$254,562 by Farm Credit Mid America Flca
Mortgage Due Mar 01, 2044
Local assessors in Cable, OH have categorized 4358 Bump Road as a residential type of property. The home was built in 1998 and is 26 years old. The property's lot size has been calculated to be 1,973,268 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a raised ranch style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4358 Bump Road has a total of 1,566 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 480 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4358 Bump Road sold most recently in Feb 14, 2014 for a total of $250,000. If you work out the math, that's approximately a cost of $159.64 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,838 in taxes each year. 4358 Bump Road was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $194,440. If we break it down further, the land itself was valued at $122,930. Improvements to the property, however, were assessed at a total of $71,510. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Raised Ranch
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,566
  • Garage Type: Attached
  • Garage Square Area: 480
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 1,973,268
  • Total Building Area: 1,566
  • Gross Building Area: 1,566
  • Building Area: 1,566
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,566
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: MILITARY SURVEY NUMBER 4958
  • Land Acres: 45.3
  • Standard Land Use Code: Rural/agricultural residence
  • Legal Description 1: RTS 00-00-00 4958 FINLEY NO FURTHER TRANSFERS W/O SURVEY

Ownership

  • Current Owner : NEAL AARON D O
  • Current Owner 2: NEAL JILL A O
  • Previous Owner : NEAL GEORGE J O
  • Previous Owner 2: NEAL MARY T O
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint tenants with right of survivorship

Neighborhood

  • School District Name: Triad Local School District
  • School Tax School District: TRIAD LSD
  • School Tax District Code 2: TRIAD LSD
  • School Tax District Code 3: TRIAD LSD
  • Census Tract: 010100

Geography

  • Assessors Map Reference: MAP: W03500
  • Account Number: 027705-3
  • District: L43
  • Parcel: L43-12-00-42-00-004-00
  • Municipality: WAYNE
  • Latitude: 40.2235
  • Longitude: -83.6558

    Address

  • Full Address: 4358 Bump Rd
  • Address - House Number: 4358
  • Address - Street Name: Bump
  • Address - Suffix Type: Rd
  • State: OH
  • City Name: Cable
  • Carrier Code: R091
  • 4-Digit Zip Code: 9721
  • Zip Code: 43009

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,838

    Appraisal Valuation

  • Standard Deviation: 0.2257
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 68
  • Final Value: 583,664
  • High Value: 715,445
  • Low Value: 451,882

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $294,562
  • First Open Lien Mortgage Lender: FARM CREDIT MID AMERICA FLCA
  • First Open Lien Mortgage Recording Date: Feb 21, 2014
  • First Open Lien Mortgage Loan Amount: $254,562
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2044
  • Second Open Lien Mortgage Lender: WRIGHT-PATT CREDIT UNION INC
  • Second Open Lien Mortgage Recording Date: Jun 20, 2018
  • Second Open Lien Mortgage Loan Amount: $40,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)

    Market Valuation

  • Market Total Value: $555,550
  • Market Land Value: $351,230
  • Market Improvement Value: $204,320

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $194,440
  • Assessed Land Value: $122,930
  • Assessed Improvements Value: $71,510

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 14, 2014
  • Current Sale Recording Date: Feb 21, 2014
  • Current Sale Transaction ID: 1198357070
  • Current Sale Price: $250,000
  • Current Sale Document Type: Survivorship Deed
  • Current Sale Input Document Number: 201400000664

    Last Sale Mortgage

  • First Mortgage Lender: FARM CREDIT MID AMERICA FLCA
  • First Mortgage Transaction Date: Feb 21, 2014
  • First Mortgage Loan Amount: $254,562
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Mar 01, 2044

About Champaign



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Frequently Asked Questions

What neighborhood is 4358 Bump Road located in?
The 4358 Bump Road is a located in the neighborhood of Wayne in Champaign, Cable.
What is the average sales price for listings in 4358 Bump Road?
The average sales price for units in 4358 Bump Road is $0 currently.

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