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432 South Jade Lane

432 South Jade Lane, Round Lake, IL 60073
Property in Emerald Bay
Sold Apr 15, 2021
$185,500
$176,225 by American Pacific Mortgage Corp
Mortgage Due Apr 01, 2051
Sold Dec 29, 2016
$140,000
Local assessors in Round Lake, IL have categorized 432 South Jade Lane as a residential type of property. The home was built in 2013 and is 11 years old. The property's lot size has been calculated to be 1,568 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a condo style. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 432 South Jade Lane has a total of 1,586 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 340 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a unknown so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Residents rely on central air conditioning for their cooling system. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 432 South Jade Lane sold most recently in Mar 18, 2021 for a total of $185,500. If you work out the math, that's approximately a cost of $96.31 per sqft. Before that, the property was also sold for $140,000 in Nov 12, 2016. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,307 in taxes each year. 432 South Jade Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $64,469. If we break it down further, the land itself was valued at $8,723. Improvements to the property, however, were assessed at a total of $55,746. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Stone Exterior
Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2013
  • Effective Year Built: 2013
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Condo
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 340
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 1,568
  • Total Building Area: 1,926
  • Gross Building Area: 1,926
  • Building Area: 1,586
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 1,586
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: EMERALD BAY SUB
  • Land Acres: 0.036
  • Standard Land Use Code: Single family residential
  • Legal Description 1: EMERALD BAY SUB;W 26.16 OF W 131.63 LOT 24 AKA 24-2

Ownership

  • Current Owner : NEAL MICHELLE RENEE
  • Current Owner 2: NEAL RONALD M
  • Previous Owner : ALI LIAQAT
  • Previous Owner 2: ALI REHANA
  • Owner Before Previous Owner: HEAVNER KIRK T
  • Owner Before Previous Owner 2: HEAVNER TARA N
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Big Hollow School District 38
  • Census Tract: 860906

Geography

  • District: GRANT
  • Parcel: 05-36-201-208
  • Lot: 24
  • Municipality: TWP OF GRANT
  • Latitude: 42.341
  • Longitude: -88.1217

    Address

  • Full Address: 432 S Jade Ln
  • Address - House Number: 432
  • Street Direction: S
  • Address - Street Name: Jade
  • Address - Suffix Type: Ln
  • State: IL
  • City Name: Round Lake
  • Carrier Code: R011
  • 4-Digit Zip Code: 8162
  • Zip Code: 60073

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,307
  • Tax Rate Code Area: 6021

    Appraisal Valuation

  • Standard Deviation: 0.1837
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 75
  • Final Value: 244,313
  • High Value: 289,202
  • Low Value: 199,423

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $183,725
  • First Open Lien Mortgage Lender: AMERICAN PACIFIC MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Apr 15, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $176,225
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051
  • Second Open Lien Mortgage Lender: AMERICAN PACIFIC MORTGAGE CORP
  • Second Open Lien Mortgage Recording Date: Apr 15, 2021
  • Second Open Lien Mortgage Loan Amount: $7,500
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second

    Market Valuation

  • Market Total Value: $193,427
  • Market Land Value: $26,172
  • Market Improvement Value: $167,255

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $64,469
  • Assessed Land Value: $8,723
  • Assessed Improvements Value: $55,746

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 18, 2021
  • Current Sale Recording Date: Apr 15, 2021
  • Current Sale Transaction ID: 11836069474
  • Current Sale Price: $185,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 7776414
  • Previous Sale Recording Date: Dec 29, 2016
  • Previous Sale Contract Date: Nov 12, 2016
  • Previous Sale Amount: $140,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERICAN PACIFIC MORTGAGE CORP
  • First Mortgage Transaction Date: Apr 15, 2021
  • First Mortgage Loan Amount: $176,225
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Emerald Bay



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Frequently Asked Questions

What neighborhood is 432 South Jade Lane located in?
The 432 South Jade Lane is a located in the neighborhood of Emerald Bay in Emerald Bay, Round Lake.
What is the average sales price for listings in 432 South Jade Lane?
The average sales price for units in 432 South Jade Lane is $0 currently.

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