Check Availability

432 Hubbard Avenue

432 Hubbard Avenue, Elgin, IL 60123
Property in Grant Park
Sold Jul 13, 2020
$220,000
$160,000 by First Federal Savings Bank
Mortgage Due Jul 01, 2035
Sold Feb 22, 2012
$125,000
$118,750 by First Federal Savings Bank (ot
Mortgage Due Mar 01, 2042
432 Hubbard Avenue has been categorized by the local assessors in Elgin, IL as a residential type of property. The building on the property was first built in 1959 and is 65 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 432 Hubbard Avenue has 2,185 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,320 ft and across the front of the lot is 900 ft. The area measurement of the land has been determined as 11,880 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. According to our sources, there are a total of 2 available parking spaces. The exterior walls of the building are made of brick. The inside of the home is being cooled with air conditioning at the moment. There is a single fireplace in the home. Perfect for those wintery nights. The property was last sold in Jun 26, 2020 for $220,000. That's $54.25 per sqft. Prior to that sales transaction, the property was also sold in Feb 1, 2012 for $125,000. 432 Hubbard Avenue was last assessed in 2022. The total value of the property was assessed at $86,293. Specifically, the land the property is located on was valued at $20,875. While improvements on the property were assessed at a total of $65,418. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $6,962. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 1959
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 1,870
  • Garage Type: Attached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 11,880
  • Lot Size Depth Feet: 1,320
  • Lot Size Frontage Feet: 900
  • Total Building Area: 4,055
  • Gross Building Area: 4,055
  • Building Area: 2,185
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: unknown
  • Heated Square Feet: 2,185
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: GREENACRES
  • Land Acres: 0.273
  • Standard Land Use Code: Single family residential
  • Legal Description 1: GREENACRES SOUTH 1/2 OF LOT 17 & ALL OF LOT 18 BLOCK 1

Ownership

  • Current Owner : EMERSON ANTHONY
  • Previous Owner : EMERSON EDWARD E
  • Previous Owner 2: EMERSON SARAH K
  • Owner Before Previous Owner: FIRST FEDERAL SAVINGS BANK
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Single/unmarried man

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 851102

Geography

  • Parcel: 06-10-480-026
  • Block: 1
  • Lot: 17,18
  • Municipality: ELGIN
  • Latitude: 42.0443
  • Longitude: -88.3037

    Address

  • Full Address: 432 Hubbard Ave
  • Address - House Number: 432
  • Address - Street Name: Hubbard
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Elgin
  • Carrier Code: C074
  • 4-Digit Zip Code: 3412
  • Zip Code: 60123

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,962
  • Tax Rate Code Area: EL005

    Appraisal Valuation

  • Standard Deviation: 0.1389
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 83
  • Final Value: 338,552
  • High Value: 385,579
  • Low Value: 291,526

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $160,000
  • First Open Lien Mortgage Lender: FIRST FEDERAL SAVINGS BANK
  • First Open Lien Mortgage Recording Date: Jul 13, 2020
  • First Open Lien Mortgage Loan Amount: $160,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2035

    Market Valuation

  • Market Total Value: $258,983
  • Market Land Value: $62,650
  • Market Improvement Value: $196,333

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $86,293
  • Assessed Land Value: $20,875
  • Assessed Improvements Value: $65,418

    Sales

  • Current Sale Contract Date: Jun 26, 2020
  • Current Sale Recording Date: Jul 13, 2020
  • Current Sale Transaction ID: 11772840569
  • Current Sale Price: $220,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020K037332
  • Previous Sale Recording Date: Feb 22, 2012
  • Previous Sale Contract Date: Feb 01, 2012
  • Previous Sale Amount: $125,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST FEDERAL SAVINGS BANK
  • First Mortgage Transaction Date: Jul 13, 2020
  • First Mortgage Loan Amount: $160,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2035

    Previous Mortgages

  • Previous Mortgage Lender: FIRST FEDERAL SAVINGS BANK (OT
  • Previous Mortgage Transaction Date: Feb 22, 2012
  • Previous Mortgage Loan Amount: $118,750
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Seller take-back
  • Previous Mortgage Loan Due Date: Mar 01, 2042

About Northwest Elgin



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 432 Hubbard Avenue located in?
The 432 Hubbard Avenue is a located in the neighborhood of Grant Park in Northwest Elgin, Elgin.
What is the average sales price for listings in 432 Hubbard Avenue?
The average sales price for units in 432 Hubbard Avenue is $0 currently.

Quantcast