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431 Fernhill Road

431 Fernhill Road, West Chester, PA 19380
Property in West Goshen
Sold Jun 08, 2015
$320,000
$314,204 by Wells Fargo Bank Na
Mortgage Due Jun 01, 2045
Sold Sep 05, 2014
$320,000
$256,000 by Jpmorgan Chase Bank Na
Mortgage Due Sep 01, 2044
431 Fernhill Road has been categorized by the local assessors in West Chester, PA as a residential type of property. The building on the property was first built in 1950 and is 74 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 431 Fernhill Road has 1,764 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 600 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 14,150 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 506 sqft. According to our sources, there are a total of 2 available parking spaces. The exterior walls of the building are made of stucco. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with oil. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. The property was last sold in May 26, 2015 for $320,000. That's $140.97 per sqft. Prior to that sales transaction, the property was also sold in Jul 30, 2014 for $320,000. 431 Fernhill Road was last assessed in 2024. The total value of the property was assessed at $131,740. Specifically, the land the property is located on was valued at $39,830. While improvements on the property were assessed at a total of $91,910. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,819. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1950
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Stucco
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 600
  • Garage Type: Attached
  • Garage Square Area: 506
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 14,150
  • Total Building Area: 2,270
  • Gross Building Area: 2,270
  • Building Area: 1,764
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,764
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CLYDE PARK
  • Land Acres: 0.325
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 35 & DWG

Ownership

  • Current Owner : MCNELIS PAUL J
  • Current Owner 2: MCNELIS NANCY J
  • Previous Owner : FRANCOLA BRAD
  • Previous Owner 2: FRANCOLA MELISSA
  • Owner Before Previous Owner: CORBA JOSEPH S
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: West Chester Area School District
  • School Tax School District: WEST CHESTER
  • Census Tract: 302702

Zoning

  • Zoning: R3

Geography

  • Assessors Map Reference: 32-F7
  • District: 52
  • Parcel: 5203R00840000
  • Lot: 35
  • Municipality: W. GOSHEN
  • Latitude: 39.9756
  • Longitude: -75.5719

    Address

  • Full Address: 431 Fernhill Rd
  • Address - House Number: 431
  • Address - Street Name: Fernhill
  • Address - Suffix Type: Rd
  • State: PA
  • City Name: West Chester
  • Carrier Code: C010
  • 4-Digit Zip Code: 4703
  • Zip Code: 19380

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,819
  • Tax Rate Code Area: 52

    Appraisal Valuation

  • Standard Deviation: 0.1661
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 79
  • Final Value: 505,435
  • High Value: 589,413
  • Low Value: 421,458

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $314,204
  • First Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • First Open Lien Mortgage Recording Date: Jun 08, 2015
  • First Open Lien Mortgage Loan Amount: $314,204
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2045

    Market Valuation

  • Market Total Value: $131,740
  • Market Land Value: $39,830
  • Market Improvement Value: $91,910

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $131,740
  • Assessed Land Value: $39,830
  • Assessed Improvements Value: $91,910

    Sales

  • Current Sale Contract Date: May 26, 2015
  • Current Sale Recording Date: Jun 08, 2015
  • Current Sale Transaction ID: 1273540952
  • Current Sale Price: $320,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 11411417
  • Previous Sale Recording Date: Sep 05, 2014
  • Previous Sale Contract Date: Jul 30, 2014
  • Previous Sale Amount: $320,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Jun 08, 2015
  • First Mortgage Loan Amount: $314,204
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jun 01, 2045

    Previous Mortgages

  • Previous Mortgage Lender: JPMORGAN CHASE BANK NA
  • Previous Mortgage Transaction Date: Sep 05, 2014
  • Previous Mortgage Loan Amount: $256,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 01, 2044

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Frequently Asked Questions

What neighborhood is 431 Fernhill Road located in?
The 431 Fernhill Road is a located in the neighborhood of West Goshen in Chester, West Chester.
What is the average sales price for listings in 431 Fernhill Road?
The average sales price for units in 431 Fernhill Road is $0 currently.

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