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431 Charleston Street

431 Charleston Street, Cadiz, OH 43907
House in Cadiz
Sold Aug 26, 2019
$150,000
$137,362 by Polaris Home Funding Corp
Mortgage Due Sep 01, 2049
Sold Apr 30, 2015
$123,000
$120,772 by Mid-american Mortgage Inc
Mortgage Due May 01, 2045
Local assessors in Cadiz, OH have categorized 431 Charleston Street as a residential type of property. The home was built in 1980 and is 44 years old. The property's lot size has been calculated to be 30,056 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 431 Charleston Street has a total of 904 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 754 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a roof that is made of shingle (not wood). While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a propane heating system is the primary heating source and it is being fueled with propane. The property was last sold in Aug 22, 2019 for $150,000. That's $165.93 per sqft. Prior to that sales transaction, the property was also sold in Apr 13, 2015 for $123,000. 431 Charleston Street was last assessed in 2023. The total value of the property was assessed at $46,890. Specifically, the land the property is located on was valued at $7,010. While improvements on the property were assessed at a total of $39,880. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,841. The initial tax year of delinquency was in 2016. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Detached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1980
  • Effective Year Built: 1980
  • Total Rooms: 7
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 2
  • Building Condition: Average
  • Construction Type: Frame
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Unfinished basement
  • Basement Area: 500
  • Garage Type: Garage
  • Garage Square Area: 754
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 30,056
  • Total Building Area: 904
  • Building Area: 904
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Propane
  • Heated Square Feet: 904
  • Heating Fuel Type: Propane

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: STEUBENVILLE LAND DISTRICT
  • Land Acres: 0.69
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Motor vehicles (cars, trucks, etc.)
  • Legal Description 1: R4 T9 S35 SE SW .69A 431 CHARLESTON ST VOL 267/5209

Ownership

  • Current Owner : DAVIA ROBERT R
  • Current Owner 2: DAVIA KENDRA P
  • Previous Owner : SCHMIDLI JOSEPH R
  • Previous Owner 2: SCHMIDLI PAULA D
  • Owner Before Previous Owner: YOUNG TERRY LYNN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Harrison Hills City School District
  • School Tax School District: SOUTHERN LSD
  • Census Tract: 976000

Geography

  • District: 05
  • Parcel: 05-0001539.000
  • Meridian: SEC 35 TWN 09N RNG 04W
  • Latitude: 40.2714
  • Longitude: -80.9788

    Address

  • Full Address: 431 Charleston St
  • Address - House Number: 431
  • Address - Street Name: Charleston
  • Address - Suffix Type: St
  • State: OH
  • City Name: Cadiz
  • Carrier Code: R001
  • 4-Digit Zip Code: 1272
  • Zip Code: 43907

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,841
  • Intital Tax Deliquent Year: 2016
  • Tax Rate Code Area: COAL TWP

    Appraisal Valuation

  • Standard Deviation: 0.2427
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 65
  • Final Value: 221,117
  • High Value: 274,789
  • Low Value: 167,446

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $137,362
  • First Open Lien Mortgage Lender: POLARIS HOME FUNDING CORP
  • First Open Lien Mortgage Recording Date: Aug 26, 2019
  • First Open Lien Mortgage Loan Amount: $137,362
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2049

    Market Valuation

  • Market Total Value: $133,970
  • Market Land Value: $20,030
  • Market Improvement Value: $113,940

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $46,890
  • Assessed Land Value: $7,010
  • Assessed Improvements Value: $39,880

    Sales

  • Current Sale Contract Date: Aug 22, 2019
  • Current Sale Recording Date: Aug 26, 2019
  • Current Sale Transaction ID: 11658194977
  • Current Sale Price: $150,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 201900002644
  • Previous Sale Recording Date: Apr 30, 2015
  • Previous Sale Contract Date: Apr 13, 2015
  • Previous Sale Amount: $123,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: POLARIS HOME FUNDING CORP
  • First Mortgage Transaction Date: Aug 26, 2019
  • First Mortgage Loan Amount: $137,362
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Sep 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: MID-AMERICAN MORTGAGE INC
  • Previous Mortgage Transaction Date: Apr 30, 2015
  • Previous Mortgage Loan Amount: $120,772
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2045

About Cadiz



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Frequently Asked Questions

What neighborhood is 431 Charleston Street located in?
The 431 Charleston Street is a house located in the neighborhood of Cadiz in Cadiz, Cadiz.
What is the average sales price for listings in 431 Charleston Street?
The average sales price for units in 431 Charleston Street is $163,000 , or $100/sqft. currently.

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