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4309 Lazard Street

4309 Lazard Street, Chattanooga, TN 37412
Property in East Ridge
Sold Jun 03, 2020
$178,500
$175,266 by Fairway Independent Mortgage C
Mortgage Due Jul 01, 2050
Sold Dec 19, 2016
$86,650
$73,600 by Tennessee Valley Fcu
Mortgage Due Jan 01, 2032
Local assessors in Chattanooga, TN have categorized 4309 Lazard Street as a residential type of property. The home was built in 1950 and is 74 years old. It was most recently renovated and altered in 1978. The property's lot size has been calculated to be 7,200 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 480 ft. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4309 Lazard Street has a total of 1,947 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a gable or hip style roof that was made of asphalt. Lots of unknown were used in the construction of the exterior walls of the home. The home's a gravity heating system is the primary heating source. The property was last sold in Jun 2, 2020 for $178,500. That's $91.68 per sqft. Prior to that sales transaction, the property was also sold in Dec 16, 2016 for $86,650. 4309 Lazard Street was last assessed in 2023. The total value of the property was assessed at $44,650. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,566. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1978
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Quality: D
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,200
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 480
  • Total Building Area: 1,947
  • Building Area: 1,947
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Gravity
  • Heated Square Feet: 1,947
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: BELLE MEADIW
  • Land Acres: 0.165
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 5 BLK 4 BELL MEADE NO 2 PB 10 P G 42

Ownership

  • Current Owner : THORNTON TYLER WAITMAN
  • Current Owner 2: BECKER MARY MARGARET
  • Previous Owner : LEWALLEN RICHARD AUSTIN
  • Owner Before Previous Owner: SECRETARY OF HOUSING AND URBAN DEVELOPME
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 011800

Zoning

  • Zoning: R1

Geography

  • Account Number: 0000114661
  • District: 2E
  • Parcel: 169I J 033
  • Municipality: EAST RIDGE
  • Latitude: 34.9912
  • Longitude: -85.2422

    Address

  • Full Address: 4309 Lazard St
  • Address - House Number: 4309
  • Address - Street Name: Lazard
  • Address - Suffix Type: St
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C005
  • 4-Digit Zip Code: 2707
  • Zip Code: 37412

Valuation

    Tax

  • Total Area: 1,560
  • Tax Year: 2023
  • Tax Amount: $1,566

    Appraisal Valuation

  • Standard Deviation: 0.2766
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 60
  • Final Value: 304,232
  • High Value: 388,398
  • Low Value: 220,066

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $175,266
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Jun 03, 2020
  • First Open Lien Mortgage Loan Amount: $175,266
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050

    Market Valuation

  • Market Total Value: $178,600
  • Market Land Value: $35,000
  • Market Improvement Value: $143,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $44,650

    Sales

  • Current Sale Contract Date: Jun 02, 2020
  • Current Sale Recording Date: Jun 03, 2020
  • Current Sale Transaction ID: 11766457804
  • Current Sale Price: $178,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020060300100
  • Previous Sale Recording Date: Dec 19, 2016
  • Previous Sale Contract Date: Dec 16, 2016
  • Previous Sale Amount: $86,650
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Jun 03, 2020
  • First Mortgage Loan Amount: $175,266
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: TENNESSEE VALLEY FCU
  • Previous Mortgage Transaction Date: Dec 19, 2016
  • Previous Mortgage Loan Amount: $73,600
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2032

About East Ridge



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Frequently Asked Questions

What neighborhood is 4309 Lazard Street located in?
The 4309 Lazard Street is a located in the neighborhood of East Ridge in East Ridge, Chattanooga.
What is the average sales price for listings in 4309 Lazard Street?
The average sales price for units in 4309 Lazard Street is $0 currently.

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