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430 South Chestnut Street

430 South Chestnut Street, Monticello, IA 52310
Property in Jones
Sold Oct 07, 2009
$128,500
$131,262 by United Security Savings Bank F
Mortgage Due Nov 01, 2039
430 South Chestnut Street in Monticello, IA was first built in 2013 and is 11 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 10 rooms in the home, of which, 5 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 430 South Chestnut Street has 2,744 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,124 sqft and has been categorized as a finished improved basement. The linear feet across the front of the lot is 1,100 ft and the linear feet between the front and back of the lot is 1,350. In total, the area measurement of the land is 14,850 square feet.

Learn more about the property and building on this page. There is a open porch and a patio. The home has a hip style roof made of asphalt. Water for the property is sourced from a municipal system. For those who need parking, there is a attached garage. The garage is 476 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as good. The exterior walls of the home are made of unknown. While the interior walls are made of plaster. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 430 South Chestnut Street was last sold in Sep 30, 2009 for $128,500. According to our calculations, that's $46.83 per sqft. Current property owners are expected to pay $3,682 in taxes per year. The property on 430 South Chestnut Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $216,770. To break that down further, the land itself was valued at $16,620. While improvements to the property were assessed at a total of $200,150. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2013
  • Effective Year Built: 2013
  • Total Rooms: 10
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: Good
  • Construction Type: Frame
  • Interior Walls Type: Plaster
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Floor Cover: Carpet
  • Basement Type: Finished improved basement
  • Basement Area: 1,124
  • Garage Type: Attached
  • Garage Square Area: 476
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 14,850
  • Lot Size Depth Feet: 1,350
  • Lot Size Frontage Feet: 1,100
  • Total Building Area: 2,744
  • Gross Building Area: 2,744
  • Building Area: 2,744
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,744
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HEFNERS
  • Land Acres: 0.341
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HEFNERS ADD LOTS 8 & 9

Ownership

  • Current Owner : SHARLOW DAREN S
  • Current Owner 2: HERMAN LEANN M
  • Previous Owner : HERMAN DOUGLAS D
  • Previous Owner 2: HERMAN LEANN M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Monticello Community School District
  • School Tax School District: MONTICELLO
  • Census Tract: 070600

Geography

  • Assessors Map Reference: PM 228235011
  • Parcel: 0228235011
  • Lot: 8,9
  • Municipality: MONTICELLO CORP.
  • Latitude: 42.2342
  • Longitude: -91.1924

    Address

  • Full Address: 430 S Chestnut St
  • Address - House Number: 430
  • Street Direction: S
  • Address - Street Name: Chestnut
  • Address - Suffix Type: St
  • State: IA
  • City Name: Monticello
  • Carrier Code: C002
  • 4-Digit Zip Code: 1613
  • Zip Code: 52310

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,682
  • Tax Rate Code Area: MONCO

    Appraisal Valuation

  • Standard Deviation: 0.2642
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 62
  • Final Value: 241,263
  • High Value: 305,023
  • Low Value: 177,502

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $131,262
  • First Open Lien Mortgage Lender: UNITED SECURITY SAVINGS BANK F
  • First Open Lien Mortgage Recording Date: Oct 07, 2009
  • First Open Lien Mortgage Loan Amount: $131,262
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2039

    Market Valuation

  • Market Total Value: $216,770
  • Market Land Value: $16,620
  • Market Improvement Value: $200,150

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $216,770
  • Assessed Land Value: $16,620
  • Assessed Improvements Value: $200,150

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 30, 2009
  • Current Sale Recording Date: Oct 07, 2009
  • Current Sale Transaction ID: 1151115637
  • Current Sale Price: $128,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2009 3392

    Last Sale Mortgage

  • First Mortgage Lender: UNITED SECURITY SAVINGS BANK F
  • First Mortgage Transaction Date: Oct 07, 2009
  • First Mortgage Loan Amount: $131,262
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Nov 01, 2039

About Monticello



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Frequently Asked Questions

What neighborhood is 430 South Chestnut Street located in?
The 430 South Chestnut Street is a located in the neighborhood of Jones in Monticello, Monticello.
What is the average sales price for listings in 430 South Chestnut Street?
The average sales price for units in 430 South Chestnut Street is $0 currently.

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