Check Availability

430 Cara Cove Road

430 Cara Cove Road, North East, MD 21901
Property in Cecil
Sold Aug 31, 2018
$467,500
$350,625 by Gmh Mortgage Services Llc
Mortgage Due Sep 01, 2048
Sold Oct 03, 2005
$110,001
$100,000 by Mercantile County Ban
Mortgage Due Sep 30, 2012
Local assessors in North East, MD have categorized 430 Cara Cove Road as a residential type of property. The home was built in 1961 and is 63 years old. The property's lot size has been calculated to be 67,082 square feet. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 430 Cara Cove Road has a total of 1,597 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 700 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a garage underground or in the basement for those who need a place to park their vehicle. The garage on the property is 460 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a roof that is made of composition shingle. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Aug 28, 2018 for $467,500. That's $292.74 per sqft. Prior to that sales transaction, the property was also sold in Sep 30, 2005 for $110,001. 430 Cara Cove Road was last assessed in 2023. The total value of the property was assessed at $360,700. Specifically, the land the property is located on was valued at $174,600. While improvements on the property were assessed at a total of $186,100. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $2,647. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1961
  • Effective Year Built: 1961
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Frame
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 700
  • Garage Type: Underground/basement
  • Garage Square Area: 460
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 67,082
  • Total Building Area: 1,597
  • Gross Building Area: 1,597
  • Building Area: 1,597
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,597
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 1.54
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1.5413 ACRE 430 CARA COVE ROAD S/W OF NORTH EAST

Ownership

  • Current Owner : PATEL NEIL NISHEETH
  • Current Owner 2: PATEL KATI LYN
  • Previous Owner : CROUCH LIDDELL SHARON
  • Owner Before Previous Owner: SCHRACK RICHARD W
  • Owner Before Previous Owner 2: SCHRACK ELINOR L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cecil County Public Schools
  • Census Tract: 030904

Zoning

  • Zoning: RR

Geography

  • Assessors Map Reference: 41 2 311
  • Account Number: 086728
  • District: 05
  • Parcel: 05-086728
  • Latitude: 39.5404
  • Longitude: -75.9651

    Address

  • Full Address: 430 Cara Cove Rd
  • Address - House Number: 430
  • Address - Street Name: Cara Cove
  • Address - Suffix Type: Rd
  • State: MD
  • City Name: North East
  • Carrier Code: R006
  • 4-Digit Zip Code: 5411
  • Zip Code: 21901

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,647

    Appraisal Valuation

  • Standard Deviation: 0.1687
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 78
  • Final Value: 617,252
  • High Value: 721,444
  • Low Value: 513,060

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $350,625
  • First Open Lien Mortgage Lender: GMH MORTGAGE SERVICES LLC
  • First Open Lien Mortgage Recording Date: Aug 31, 2018
  • First Open Lien Mortgage Loan Amount: $350,625
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2048

    Market Valuation

  • Market Total Value: $360,700
  • Market Land Value: $174,600
  • Market Improvement Value: $186,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $360,700
  • Assessed Land Value: $174,600
  • Assessed Improvements Value: $186,100

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 28, 2018
  • Current Sale Recording Date: Aug 31, 2018
  • Current Sale Transaction ID: 11503995056
  • Current Sale Price: $467,500
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Oct 03, 2005
  • Previous Sale Contract Date: Sep 30, 2005
  • Previous Sale Amount: $110,001
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: GMH MORTGAGE SERVICES LLC
  • First Mortgage Transaction Date: Aug 31, 2018
  • First Mortgage Loan Amount: $350,625
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2048

    Previous Mortgages

  • Previous Mortgage Lender: MERCANTILE COUNTY BAN
  • Previous Mortgage Transaction Date: Oct 03, 2005
  • Previous Mortgage Loan Amount: $100,000
  • Previous Mortgage Term: 82
  • Previous Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Previous Mortgage Loan Due Date: Sep 30, 2012

About Cecil



Similar Buildings

Property at 430 Cara Cove Road,

228 Red Point Road

  • 1 Unit for Sale
228 Red Point Road, North East, MD 21901

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 430 Cara Cove Road located in?
The 430 Cara Cove Road is a located in the neighborhood of Cecil in Cecil, North East.
What is the average sales price for listings in 430 Cara Cove Road?
The average sales price for units in 430 Cara Cove Road is $0 currently.

Quantcast