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43 West Silver Street

43 West Silver Street, Westfield, MA 01085
Property in Westfield
Sold Nov 22, 2013
$156,300
$120,000 by Village Mortgage Corporation
Mortgage Due Nov 22, 2043
Sold Nov 22, 2013
$156,300
$120,000 by Village Mortgage Corporation
Mortgage Due Nov 22, 2043
43 West Silver Street has been categorized by the local assessors in Westfield, MA as a residential type of property. The building on the property was first built in 1900 and is 124 years old. The home has a total of 8 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 43 West Silver Street has 2,660 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 1,330 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 7,656 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a conventional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with concrete control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of wood siding. In terms of heating, it is utilizing a steam heating system and being fueled with oil. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 43 West Silver Street sold most recently in Jan 1, 1970 for a total of $156,300. If you work out the math, that's approximately a cost of $58.76 per sqft. Before that, the property was also sold for $156,300 in Jan 1, 1970. That means the value of the property has remained about the same! Tax-wise, the current owner is expected to pay close to $3,960 in taxes each year. 43 West Silver Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $233,200. If we break it down further, the land itself was valued at $83,700. Improvements to the property, however, were assessed at a total of $149,500. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Concrete
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 2
  • Basement Type: Full basement
  • Basement Area: 1,330
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,656
  • Total Building Area: 2,660
  • Gross Building Area: 5,826
  • Building Area: 2,660
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Steam
  • Heated Square Feet: 2,660
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.176
  • Standard Land Use Code: Duplex (2 units, any combination)

Ownership

  • Current Owner : DELEON ROBERTO
  • Previous Owner : ESTRADA WILFREDO V
  • Owner Before Previous Owner: ESTRADA WILFREDO V
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Westfield School District
  • School Tax School District: WESTFIELD SD
  • Census Tract: 812701

Geography

  • Parcel: WFLD M:27 L:27
  • Lot: 27
  • Municipality: WESTFIELD
  • Latitude: 42.1151
  • Longitude: -72.753

    Address

  • Full Address: 43 W Silver St
  • Address - House Number: 43
  • Street Direction: W
  • Address - Street Name: Silver
  • Address - Suffix Type: St
  • State: MA
  • City Name: Westfield
  • Carrier Code: C034
  • 4-Digit Zip Code: 3643
  • Zip Code: 01085

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,960

    Appraisal Valuation

  • Standard Deviation: 0.1799
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 76
  • Final Value: 305,858
  • High Value: 360,896
  • Low Value: 250,820

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $154,300
  • First Open Lien Mortgage Lender: VILLAGE MORTGAGE CORPORATION
  • First Open Lien Mortgage Recording Date: Nov 22, 2013
  • First Open Lien Mortgage Loan Amount: $120,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 22, 2043
  • Second Open Lien Mortgage Lender: WESTFIELD BANK FSB
  • Second Open Lien Mortgage Recording Date: May 16, 2019
  • Second Open Lien Mortgage Loan Amount: $34,300
  • Second Open Lien Mortgage Term: 300
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2044

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $233,200
  • Assessed Land Value: $83,700
  • Assessed Improvements Value: $149,500

    Sales

  • Current Sale Recording Date: Nov 22, 2013
  • Current Sale Transaction ID: 1183550588
  • Current Sale Price: $156,300
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 74468
  • Previous Sale Recording Date: Nov 22, 2013
  • Previous Sale Amount: $156,300
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: VILLAGE MORTGAGE CORPORATION
  • First Mortgage Transaction Date: Nov 22, 2013
  • First Mortgage Loan Amount: $120,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 22, 2043

    Previous Mortgages

  • Previous Mortgage Lender: VILLAGE MORTGAGE CORPORATION
  • Previous Mortgage Transaction Date: Nov 22, 2013
  • Previous Mortgage Loan Amount: $120,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Nov 22, 2043

About Westfield



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Frequently Asked Questions

What neighborhood is 43 West Silver Street located in?
The 43 West Silver Street is a located in the neighborhood of Westfield in Westfield, Westfield.
What is the average sales price for listings in 43 West Silver Street?
The average sales price for units in 43 West Silver Street is $0 currently.

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