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43 South Prospect Avenue

43 South Prospect Avenue, Catonsville, MD 21228
Property in Catonsville
Sold Feb 28, 2020
$228,000
$223,870 by West Town Bank & Trust
Mortgage Due Mar 01, 2050
Sold Dec 15, 2015
$227,000
$204,300 by Loandepot.com Llc
Mortgage Due Dec 01, 2045
Local assessors in Catonsville, MD have categorized 43 South Prospect Avenue as a residential type of property. The home was built in 1946 and is 78 years old. The property's lot size has been calculated to be 3,440 square feet. The linear feet between the front and back of the lot was measured at 800 ft and the front of the lot was measured at 410 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a townhouse style. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 43 South Prospect Avenue has a total of 1,300 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 450 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B. The building has a roof that is made of composition shingle. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. The property was last sold in Feb 25, 2020 for $228,000. That's $190.00 per sqft. Prior to that sales transaction, the property was also sold in Nov 30, 2015 for $227,000. 43 South Prospect Avenue was last assessed in 2023. The total value of the property was assessed at $241,567. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,880. The initial tax year of delinquency was in 2021. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1946
  • Effective Year Built: 1946
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: B
  • Building Style: Townhouse
  • Exterior Walls Type: Brick
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 450
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 3,440
  • Lot Size Depth Feet: 800
  • Lot Size Frontage Feet: 410
  • Total Building Area: 1,200
  • Gross Building Area: 1,200
  • Building Area: 1,200
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,300
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: WILSON PLACE
  • Land Acres: 0.079
  • Standard Land Use Code: Townhouse (residential)
  • Legal Description 1: 43 S PROSPECT AVE WILSON PLACE

Ownership

  • Current Owner : PENG ZEL
  • Current Owner 2: SUNG LUCY
  • Previous Owner : BRIEN MUNEIT O
  • Owner Before Previous Owner: CUSTOM PROPERTIES LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Baltimore County Public Schools
  • Census Tract: 400200

Geography

  • Assessors Map Reference: 101 9 1282
  • Account Number: 0119074770
  • District: 01
  • Section: 1
  • Parcel: 01-0119074770
  • Lot: 5
  • Latitude: 39.2733
  • Longitude: -76.7181

    Address

  • Full Address: 43 S Prospect Ave
  • Address - House Number: 43
  • Street Direction: S
  • Address - Street Name: Prospect
  • Address - Suffix Type: Ave
  • State: MD
  • City Name: Catonsville
  • Carrier Code: C037
  • 4-Digit Zip Code: 3532
  • Zip Code: 21228

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,880
  • Intital Tax Deliquent Year: 2021

    Appraisal Valuation

  • Standard Deviation: 0.2089
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 71
  • Final Value: 322,229
  • High Value: 389,545
  • Low Value: 254,913

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $223,870
  • First Open Lien Mortgage Lender: WEST TOWN BANK & TRUST
  • First Open Lien Mortgage Recording Date: Feb 28, 2020
  • First Open Lien Mortgage Loan Amount: $223,870
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2050

    Market Valuation

  • Market Total Value: $264,800
  • Market Land Value: $70,000
  • Market Improvement Value: $194,800

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $241,567

    Sales

  • Current Sale Contract Date: Feb 25, 2020
  • Current Sale Recording Date: Feb 28, 2020
  • Current Sale Transaction ID: 11743229087
  • Current Sale Price: $228,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Dec 15, 2015
  • Previous Sale Contract Date: Nov 30, 2015
  • Previous Sale Amount: $227,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: WEST TOWN BANK & TRUST
  • First Mortgage Transaction Date: Feb 28, 2020
  • First Mortgage Loan Amount: $223,870
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Mar 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: LOANDEPOT.COM LLC
  • Previous Mortgage Transaction Date: Dec 15, 2015
  • Previous Mortgage Loan Amount: $204,300
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Dec 01, 2045

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Frequently Asked Questions

What neighborhood is 43 South Prospect Avenue located in?
The 43 South Prospect Avenue is a located in the neighborhood of Catonsville in Catonsville, Catonsville.
What is the average sales price for listings in 43 South Prospect Avenue?
The average sales price for units in 43 South Prospect Avenue is $0 currently.

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