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43 Lois Street

43 Lois Street, North Adams, MA 01247
Property in North Adams
Sold Nov 06, 2015
$75,000
$60,000 by Adams Community Bk
Mortgage Due Nov 06, 2045
Sold Jun 25, 2013
Transfer
43 Lois Street has been categorized by the local assessors in North Adams, MA as a residential type of property. The building on the property was first built in 1954 and is 70 years old. The home has a total of 4 rooms. 2 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 43 Lois Street has 923 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 6,403 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a hot water heating system and being fueled with oil. The property was last sold in Jan 1, 1970 for $75,000. That's $81.26 per sqft. 43 Lois Street was last assessed in 2023. The total value of the property was assessed at $155,200. Specifically, the land the property is located on was valued at $30,200. While improvements on the property were assessed at a total of $125,000. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $2,742. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1954
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 728
  • Garage Type: Garage
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,403
  • Total Building Area: 923
  • Gross Building Area: 1,891
  • Building Area: 923
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 923
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.147
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : VIVORI ROSS A
  • Current Owner 2: BOYER-VIVORI MICHELE A
  • Previous Owner : BLAKE JOHN W
  • Owner Before Previous Owner: RAMSDELL CHRISTINE G

Neighborhood

  • School District Name: North Adams School District
  • Census Tract: 921500

Geography

  • Parcel: NADA M:136 B:0000 L:8&9
  • Lot: 8,9
  • Municipality: NORTH ADAMS
  • Latitude: 42.6994
  • Longitude: -73.1684

    Address

  • Full Address: 43 Lois St
  • Address - House Number: 43
  • Address - Street Name: Lois
  • Address - Suffix Type: St
  • State: MA
  • City Name: North Adams
  • Carrier Code: C012
  • 4-Digit Zip Code: 3019
  • Zip Code: 01247

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,742

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $60,000
  • First Open Lien Mortgage Lender: ADAMS COMMUNITY BK
  • First Open Lien Mortgage Recording Date: Nov 06, 2015
  • First Open Lien Mortgage Loan Amount: $60,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 06, 2045

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $155,200
  • Assessed Land Value: $30,200
  • Assessed Improvements Value: $125,000

    Sales

  • Current Sale Recording Date: Nov 06, 2015
  • Current Sale Transaction ID: 1353948266
  • Current Sale Price: $75,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 6511
  • Previous Sale Recording Date: Jun 25, 2013
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: ADAMS COMMUNITY BK
  • First Mortgage Transaction Date: Nov 06, 2015
  • First Mortgage Loan Amount: $60,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 06, 2045

About North Adams



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Frequently Asked Questions

What neighborhood is 43 Lois Street located in?
The 43 Lois Street is a located in the neighborhood of North Adams in North Adams, North Adams.
What is the average sales price for listings in 43 Lois Street?
The average sales price for units in 43 Lois Street is $0 currently.

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