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43 Bald Mountain Circle

43 Bald Mountain Circle, Shelbyville, KY 40065
Property in Shelby
Refi Dec 20, 2019
Transfer
Owner
$50,000 by Commonwealth Bank & Trust Co
Mortgage Due Jan 01, 2035
Local assessors in Shelbyville, KY have categorized 43 Bald Mountain Circle as a residential type of property. The home was built in 1998 and is 26 years old. The property's lot size has been calculated to be 11,264 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 43 Bald Mountain Circle has a total of 1,328 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement with daylight that is 1,328 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a mixed used garage for those who need a place to park their vehicle. The garage on the property is 400 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a porch and a screened patio so you'll have great options in both the front and back of the home. In addition, there is a pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Current property owners are expected to pay $1,729 in taxes per year. The property on 43 Bald Mountain Circle was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $160,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Partial basement with daylight
  • Basement Area: 1,328
  • Parking Type: Attached
  • Garage Type: Mixed use
  • Garage Square Area: 400
  • Parking Space Count: 2
  • Patio Type: Patio - screened
  • Porch Type: Porch
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 11,264
  • Total Building Area: 1,328
  • Building Area: 1,328
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,328
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: HI POINT VILLAGE
  • Land Acres: 0.258
  • Standard Land Use Code: Single family residential
  • Legal Description 1: HI POINT VILLAGE LOT 35

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Shelby County School District
  • School Tax School District: SHELBYVILLE
  • Census Tract: 040202

Zoning

  • Zoning: RESIDENTIA

Geography

  • Account Number: 0050998
  • District: 01
  • Subdivision Phase Number: 1
  • Parcel: 050A-02-025
  • Lot: 35
  • Municipality: SHELBYVILLE
  • Latitude: 38.2212
  • Longitude: -85.2064

    Address

  • Full Address: 43 Bald Mountain Cir
  • Address - House Number: 43
  • Address - Street Name: Bald Mountain
  • Address - Suffix Type: Cir
  • State: KY
  • City Name: Shelbyville
  • Carrier Code: R014
  • 4-Digit Zip Code: 9542
  • Zip Code: 40065

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,729
  • Tax Rate Code Area: 01

    Appraisal Valuation

  • Standard Deviation: 0.2472
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 65
  • Final Value: 287,194
  • High Value: 358,209
  • Low Value: 216,179

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $50,000
  • First Open Lien Mortgage Lender: COMMONWEALTH BANK & TRUST CO
  • First Open Lien Mortgage Recording Date: Dec 20, 2019
  • First Open Lien Mortgage Loan Amount: $50,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2035

    Market Valuation

  • Market Total Value: $160,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $160,000

About Shelbyville



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Frequently Asked Questions

What neighborhood is 43 Bald Mountain Circle located in?
The 43 Bald Mountain Circle is a located in the neighborhood of Shelby in Shelbyville, Shelbyville.
What is the average sales price for listings in 43 Bald Mountain Circle?
The average sales price for units in 43 Bald Mountain Circle is $0 currently.

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