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429 Hutchinson Terrace

429 Hutchinson Terrace, Holmes, PA 19043
Property in Holmes
Sold Oct 05, 2021
$341,500
$309,562 by Envoy Mortgage Ltd
Mortgage Due Oct 01, 2051
Sold Feb 05, 2020
$140,000
$140,000 by Carol A Cipolloni
Mortgage
Local assessors in Holmes, PA have categorized 429 Hutchinson Terrace as a residential type of property. The home was built in 1954 and is 70 years old. The property's lot size has been calculated to be 16,640 square feet. The linear feet between the front and back of the lot was measured at 2,430 ft and the front of the lot was measured at 840 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 429 Hutchinson Terrace has a total of 1,464 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Sep 20, 2021 for $341,500. That's $233.27 per sqft. Prior to that sales transaction, the property was also sold in Jan 28, 2020 for $140,000. 429 Hutchinson Terrace was last assessed in 2024. The total value of the property was assessed at $175,000. Specifically, the land the property is located on was valued at $95,690. While improvements on the property were assessed at a total of $79,310. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $5,812. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1954
  • Effective Year Built: 1954
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 2
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 16,640
  • Lot Size Depth Feet: 2,430
  • Lot Size Frontage Feet: 840
  • Total Building Area: 1,464
  • Gross Building Area: 1,464
  • Building Area: 1,464
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,464
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.382
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1 STY HSE 84 X 243 X 265 IRR

Ownership

  • Current Owner : TROUTT ANDREW F
  • Current Owner 2: METZCHER DENNIS
  • Previous Owner : CIPOLLONI JOSEPH A
  • Owner Before Previous Owner: CIPOLLONI CAROL ANNE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ridley School District
  • School Tax School District: RIDLEY SD
  • Census Tract: 404004

Geography

  • Assessors Map Reference: 38-10
  • Account Number: 3810073000
  • District: 38
  • Parcel: 38-04-01282-00
  • Municipality: RIDLEY TOWNSHIP
  • Latitude: 39.9026
  • Longitude: -75.3111

    Address

  • Full Address: 429 Hutchinson Ter
  • Address - House Number: 429
  • Address - Street Name: Hutchinson
  • Address - Suffix Type: Ter
  • State: PA
  • City Name: Holmes
  • Carrier Code: C002
  • 4-Digit Zip Code: 1116
  • Zip Code: 19043

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,812

    Appraisal Valuation

  • Standard Deviation: 0.2258
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 68
  • Final Value: 300,520
  • High Value: 368,404
  • Low Value: 232,636

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $309,562
  • First Open Lien Mortgage Lender: ENVOY MORTGAGE LTD
  • First Open Lien Mortgage Recording Date: Oct 05, 2021
  • First Open Lien Mortgage Loan Amount: $309,562
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $175,000
  • Market Land Value: $95,690
  • Market Improvement Value: $79,310

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $175,000
  • Assessed Land Value: $95,690
  • Assessed Improvements Value: $79,310

    Sales

  • Current Sale Contract Date: Sep 20, 2021
  • Current Sale Recording Date: Oct 05, 2021
  • Current Sale Transaction ID: 11860081424
  • Current Sale Price: $341,500
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021076540
  • Previous Sale Recording Date: Feb 05, 2020
  • Previous Sale Contract Date: Jan 28, 2020
  • Previous Sale Amount: $140,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: ENVOY MORTGAGE LTD
  • First Mortgage Transaction Date: Oct 05, 2021
  • First Mortgage Loan Amount: $309,562
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: CAROL A CIPOLLONI
  • Previous Mortgage Transaction Date: Feb 05, 2020
  • Previous Mortgage Loan Amount: $140,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Seller take-back

About Holmes



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Frequently Asked Questions

What neighborhood is 429 Hutchinson Terrace located in?
The 429 Hutchinson Terrace is a located in the neighborhood of Holmes in Holmes, Holmes.
What is the average sales price for listings in 429 Hutchinson Terrace?
The average sales price for units in 429 Hutchinson Terrace is $0 currently.

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