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428 Emerald Cove Lane

428 Emerald Cove Lane, Cape Coral, FL 33991
House in Hancock
Sold Feb 22, 2019
$219,000
$109,500 by Crosscountry Mortgage Inc
Mortgage Due Mar 01, 2049
Sold Aug 29, 2016
$186,900
$142,044 by Homebridge Financial Services
Mortgage Due Sep 01, 2046
428 Emerald Cove Lane has been categorized by the local assessors in Cape Coral, FL as a residential type of property. The building on the property was first built in 1997 and is 27 years old. However, we must point out that the home was most recently renovated and altered in 1998. The home has a total of 2 bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 428 Emerald Cove Lane has 1,488 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 7,057 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 404 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a unknown and a unknown. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of A by the local assessor. The building has a cathedral style roof made of asphalt. The exterior walls of the building are made of concrete block. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with electricity. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 428 Emerald Cove Lane sold most recently in Feb 21, 2019 for a total of $219,000. If you work out the math, that's approximately a cost of $95.88 per sqft. Before that, the property was also sold for $186,900 in Aug 22, 2016. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,970 in taxes each year. 428 Emerald Cove Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $267,310. If we break it down further, the land itself was valued at $164,261. Improvements to the property, however, were assessed at a total of $102,735. The property's total market value has been marked the same as the total assessed value which is pretty typical. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Block Exterior

Driveway

Driveway

Parking

Paved Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1998
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: A
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Concrete block
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Cathedral
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 404
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 7,057
  • Total Building Area: 2,284
  • Gross Building Area: 2,284
  • Building Area: 1,488
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,488
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: EMERALD COVE
  • Land Acres: 0.162
  • Standard Land Use Code: Single family residential
  • Legal Description 1: EMERALD COVE PB 57 PGS 18-19 LOT 69

Ownership

  • Current Owner : LUDWIG ROBERT
  • Current Owner 2: ALLEN JILL
  • Previous Owner : CALVERASE HEATHER R
  • Previous Owner 2: CALVERASE GREGORY F
  • Owner Before Previous Owner: SEARER SCOTT

Neighborhood

  • School District Name: Lee County School District
  • Census Tract: 010404

Zoning

  • Zoning: RD-D

Geography

  • Assessors Map Reference: 11-26
  • Account Number: 10086715
  • Subdivision Tract Number: C1
  • Parcel: 26-44-23-C1-00100.0690
  • Block: 100
  • Lot: 69
  • Meridian: SEC 26 TWN 44S RNG 23E
  • Municipality: CITY OF CAPE CORAL
  • Latitude: 26.6221
  • Longitude: -81.9833

    Address

  • Full Address: 428 Emerald Cove Ln
  • Address - House Number: 428
  • Address - Street Name: Emerald Cove
  • Address - Suffix Type: Ln
  • State: FL
  • City Name: Cape Coral
  • Carrier Code: R162
  • 4-Digit Zip Code: 5400
  • Zip Code: 33991

Valuation

    Tax

  • Total Area: 1,722
  • Tax Year: 2023
  • Tax Amount: $4,970
  • Tax Rate Code Area: 057

    Appraisal Valuation

  • Standard Deviation: 0.1881
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 75
  • Final Value: 374,149
  • High Value: 444,555
  • Low Value: 303,744

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $109,500
  • First Open Lien Mortgage Lender: CROSSCOUNTRY MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Feb 22, 2019
  • First Open Lien Mortgage Loan Amount: $109,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2049

    Market Valuation

  • Market Total Value: $267,310
  • Market Land Value: $164,261
  • Market Improvement Value: $102,735

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $267,310
  • Assessed Land Value: $164,261
  • Assessed Improvements Value: $102,735

    Sales

  • Current Sale Contract Date: Feb 21, 2019
  • Current Sale Recording Date: Feb 22, 2019
  • Current Sale Transaction ID: 11591390785
  • Current Sale Price: $219,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019000041937
  • Previous Sale Recording Date: Aug 29, 2016
  • Previous Sale Contract Date: Aug 22, 2016
  • Previous Sale Amount: $186,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CROSSCOUNTRY MORTGAGE INC
  • First Mortgage Transaction Date: Feb 22, 2019
  • First Mortgage Loan Amount: $109,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Mar 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: HOMEBRIDGE FINANCIAL SERVICES
  • Previous Mortgage Transaction Date: Aug 29, 2016
  • Previous Mortgage Loan Amount: $142,044
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 01, 2046

About Hancock



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Frequently Asked Questions

What neighborhood is 428 Emerald Cove Lane located in?
The 428 Emerald Cove Lane is a house located in the neighborhood of Hancock in Hancock, Cape Coral.
What is the average sales price for listings in 428 Emerald Cove Lane?
The average sales price for units in 428 Emerald Cove Lane is $219,000 , or $147/sqft. currently.

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