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425 Oak Street

425 Oak Street, Ogdensburg, NY 13669
Property in Ogdensburg
Sold Apr 25, 2008
$39,000
$39,000 by Hsbc Mortgage Corporation Usa
Mortgage Due May 01, 2038
Sold Aug 14, 1995
$22,000
Local assessors in Ogdensburg, NY have categorized 425 Oak Street as a residential type of property. The home was built in 1950 and is 74 years old. The property's lot size has been calculated to be 16,500 square feet. The linear feet between the front and back of the lot was measured at 1,650 ft and the front of the lot was measured at 1,000 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a cottage style. Now, let's dive a bit deeper into the details surrounding the home on the property. There is a single bedroom in the home. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 425 Oak Street has a total of 931 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source and it is being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 425 Oak Street sold most recently in Apr 25, 2008 for a total of $39,000. If you work out the math, that's approximately a cost of $41.89 per sqft. Before that, the property was also sold for $22,000 in Aug 11, 1995. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,666 in taxes each year. 425 Oak Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $60,000. If we break it down further, the land itself was valued at $12,700. Improvements to the property, however, were assessed at a total of $47,300. The property's total market value has been marked the same as the total assessed value which is pretty typical. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1950
  • Bedroom Count: 1
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: D
  • Building Style: Cottage
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Partial basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 16,500
  • Lot Size Depth Feet: 1,650
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 931
  • Building Area: 931
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 931
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.378
  • Standard Land Use Code: Single family residential
  • Legal Description 1: H G & L 13I15 BLK 243 100X165

Ownership

  • Current Owner : ASHLEY JOSHUA
  • Previous Owner : THOMSON DURWOOD
  • Owner Before Previous Owner: SARGENT ALLEN F
  • Owner Before Previous Owner 2: SARGENT BARBARA E
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ogdensburg City School District
  • School Tax School District: OGDENSBURG CITY
  • Census Tract: 491600

Geography

  • Account Number: 401200 59.030-2-28
  • District: 401200
  • Section: 59.30
  • Parcel: 401200 59.030-2-28
  • Block: 2
  • Lot: 28.000
  • Municipality: OGDENSBURG
  • Latitude: 44.6855
  • Longitude: -75.5002

    Address

  • Full Address: 425 Oak St
  • Address - House Number: 425
  • Address - Street Name: Oak
  • Address - Suffix Type: St
  • State: NY
  • City Name: Ogdensburg
  • Carrier Code: C008
  • 4-Digit Zip Code: 3045
  • Zip Code: 13669

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,666
  • Tax Rate Code Area: 401200

    Appraisal Valuation

  • Standard Deviation: 0.459
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 8
  • Final Value: 606,744
  • High Value: 885,268
  • Low Value: 328,219

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $103,290
  • First Open Lien Mortgage Lender: HSBC MORTGAGE CORPORATION USA
  • First Open Lien Mortgage Recording Date: Apr 25, 2008
  • First Open Lien Mortgage Loan Amount: $39,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: May 01, 2038
  • Second Open Lien Mortgage Lender: ASSOCIATION FOR NEIGHBORHOOD R
  • Second Open Lien Mortgage Recording Date: Apr 07, 2010
  • Second Open Lien Mortgage Loan Amount: $26,700
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • Second Open Lien Mortgage Loan Due Date: Apr 07, 2040
  • Third Open Lien Mortgage Lender: ROYAL UNITED MORTGAGE LLC
  • Third Open Lien Mortgage Recording Date: Apr 10, 2018
  • Third Open Lien Mortgage Loan Amount: $37,590
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: VA
  • Third Open Lien Mortgage Loan Due Date: Apr 01, 2048

    Market Valuation

  • Market Total Value: $60,000
  • Market Land Value: $12,700
  • Market Improvement Value: $47,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $60,000
  • Assessed Land Value: $12,700
  • Assessed Improvements Value: $47,300

    Exemptions

  • Veteran Exemption: Yes
  • Disabled Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 25, 2008
  • Current Sale Recording Date: Apr 25, 2008
  • Current Sale Transaction ID: 1106057439
  • Current Sale Price: $39,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Aug 14, 1995
  • Previous Sale Contract Date: Aug 11, 1995
  • Previous Sale Amount: $22,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HSBC MORTGAGE CORPORATION USA
  • First Mortgage Transaction Date: Apr 25, 2008
  • First Mortgage Loan Amount: $39,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: May 01, 2038

About Ogdensburg



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Frequently Asked Questions

What neighborhood is 425 Oak Street located in?
The 425 Oak Street is a located in the neighborhood of Ogdensburg in Ogdensburg, Ogdensburg.
What is the average sales price for listings in 425 Oak Street?
The average sales price for units in 425 Oak Street is $0 currently.

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