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424 Prospectors Point

424 Prospectors Point, Grand Junction, CO 81507
Sold Jan 04, 2007
$210,000
$71,368 by Wells Fargo Bank Na
Mortgage Due May 01, 2024
Sold Oct 25, 2006
$198,900
$159,120 by Grand Valley National Bank
Mortgage Due Jul 23, 2007
424 Prospectors Point in Grand Junction, CO was first built in 1993 and is 31 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 424 Prospectors Point has 1,408 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 7,618 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The home has a gable or hip style roof made of composition shingle. For those who need parking, there is a garage. The garage is 420 sqft. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The exterior walls of the home are made of stucco. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a hot water heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 424 Prospectors Point sold most recently in Jan 3, 2007 for a total of $210,000. If you work out the math, that's approximately a cost of $100.10 per sqft. Before that, the property was also sold for $198,900 in Oct 23, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $886 in taxes each year. 424 Prospectors Point was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $19,580. If we break it down further, the land itself was valued at $3,960. Improvements to the property, however, were assessed at a total of $15,620. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1993
  • Effective Year Built: 1993
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Stucco
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 420
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,618
  • Total Building Area: 2,098
  • Gross Building Area: 2,098
  • Building Area: 1,408
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Hot water
  • Heated Square Feet: 1,408
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: THE RIDGES FIL NO 6
  • Land Acres: 0.175
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 26A BLK 9 THE RIDGES FIL NO 6 SEC 17 1S 1W

Ownership

  • Current Owner : FOSTER KENTON NEAL
  • Current Owner 2: FOSTER CATHERINE A
  • Previous Owner : J & M ENTERPRISES LLC
  • Owner Before Previous Owner: EVELYN M LOGAN TRUST
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Mesa County Valley School District 51
  • Census Tract: 001404

Geography

  • Account Number: R066489
  • Parcel: R066489
  • Block: 9
  • Lot: 26A
  • Meridian: SEC 17 TWN 01S RNG 001W
  • Latitude: 39.0655
  • Longitude: -108.611

    Address

  • Full Address: 424 Prospectors Pt
  • Address - House Number: 424
  • Address - Street Name: Prospectors
  • Address - Suffix Type: Pt
  • State: CO
  • City Name: Grand Junction
  • Carrier Code: R011
  • 4-Digit Zip Code: 1529
  • Zip Code: 81507

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $886
  • Tax Rate Code Area: 14100

    Appraisal Valuation

  • Standard Deviation: 0.2106
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 71
  • Final Value: 407,818
  • High Value: 493,731
  • Low Value: 321,904

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $132,397
  • First Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • First Open Lien Mortgage Recording Date: Apr 21, 2009
  • First Open Lien Mortgage Loan Amount: $71,368
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • First Open Lien Mortgage Loan Due Date: May 01, 2024
  • Second Open Lien Mortgage Lender: WELLS FARGO BANK NA
  • Second Open Lien Mortgage Recording Date: Aug 06, 2012
  • Second Open Lien Mortgage Loan Amount: $61,029
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2027

    Market Valuation

  • Market Total Value: $281,710
  • Market Land Value: $57,000
  • Market Improvement Value: $224,710

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $19,580
  • Assessed Land Value: $3,960
  • Assessed Improvements Value: $15,620

    Sales

  • Current Sale Contract Date: Jan 03, 2007
  • Current Sale Recording Date: Jan 04, 2007
  • Current Sale Transaction ID: 1085167808
  • Current Sale Price: $210,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2357164
  • Previous Sale Recording Date: Oct 25, 2006
  • Previous Sale Contract Date: Oct 23, 2006
  • Previous Sale Amount: $198,900
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: WELLS FARGO BANK NA
  • First Mortgage Transaction Date: Jan 04, 2007
  • First Mortgage Loan Amount: $85,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Feb 01, 2037

    Previous Mortgages

  • Previous Mortgage Lender: GRAND VALLEY NATIONAL BANK
  • Previous Mortgage Transaction Date: Oct 25, 2006
  • Previous Mortgage Loan Amount: $159,120
  • Previous Mortgage Term: 8
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Jul 23, 2007

About The Ridges



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Frequently Asked Questions

What neighborhood is 424 Prospectors Point located in?
The 424 Prospectors Point is a located in the neighborhood of Prospectors Point in The Ridges, Grand Junction.
What is the average sales price for listings in 424 Prospectors Point?
The average sales price for units in 424 Prospectors Point is $0 currently.

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