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424 Fical Road

424 Fical Road, Saint Johnsville, NY 13452
House in Ephratah
Sold Oct 01, 2021
$315,000
$252,000 by State Employees Fcu
Mortgage Due Oct 01, 2051
Sold Aug 05, 2005
$188,000
424 Fical Road in Saint Johnsville, NY was first built in 2005 and is 19 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Cape Cod style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 424 Fical Road has 1,584 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 5,837,040 square feet.

Learn more about the property and building on this page. There is a open porch. Water for the property is sourced from a well system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. For those who need parking, there is a detached garage. The garage is 576 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a hot water heating system and being fueled with gas. The property was last sold in Sep 28, 2021 for $315,000. That's $198.86 per sqft. Prior to that sales transaction, the property was also sold in Aug 5, 2005 for $188,000. 424 Fical Road was last assessed in 2023. The total value of the property was assessed at $220,054. Specifically, the land the property is located on was valued at $30,700. While improvements on the property were assessed at a total of $189,354. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $10,327. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 576
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 5,837,040
  • Total Building Area: 1,584
  • Gross Building Area: 1,584
  • Building Area: 1,584
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,584
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Land Acres: 134
  • Standard Land Use Code: Rural/agricultural residence
  • Legal Description 1: OLD PARCEL =08-01- 38.00

Ownership

  • Current Owner : POTTER RYAN J
  • Previous Owner : CRONIN CORNELIUS A
  • Owner Before Previous Owner: LAWRENCE BRANDT
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Oppenheim-Ephratah-St. Johnsville Central School District
  • Census Tract: 970500

Geography

  • District: 172600
  • Section: 129.00
  • Parcel: 172600 129.-1-64
  • Block: 1
  • Lot: 64.000
  • Municipality: EPHRATAH
  • Latitude: 43.0638
  • Longitude: -74.5837

    Address

  • Full Address: 424 Fical Rd
  • Address - House Number: 424
  • Address - Street Name: Fical
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Saint Johnsville
  • Carrier Code: R001
  • 4-Digit Zip Code: 2534
  • Zip Code: 13452

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $10,327
  • Tax Rate Code Area: 273803

    Appraisal Valuation

  • Standard Deviation: 0.1266
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 74
  • Final Value: 402,452
  • High Value: 453,421
  • Low Value: 351,482

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $252,000
  • First Open Lien Mortgage Lender: STATE EMPLOYEES FCU
  • First Open Lien Mortgage Recording Date: Oct 01, 2021
  • First Open Lien Mortgage Loan Amount: $252,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $392,113
  • Market Land Value: $54,704
  • Market Improvement Value: $337,409

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $220,054
  • Assessed Land Value: $30,700
  • Assessed Improvements Value: $189,354

    Sales

  • Current Sale Contract Date: Sep 28, 2021
  • Current Sale Recording Date: Oct 01, 2021
  • Current Sale Transaction ID: 11859902831
  • Current Sale Price: $315,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-70219
  • Previous Sale Recording Date: Aug 05, 2005
  • Previous Sale Contract Date: Aug 05, 2005
  • Previous Sale Amount: $188,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: STATE EMPLOYEES FCU
  • First Mortgage Transaction Date: Oct 01, 2021
  • First Mortgage Loan Amount: $252,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

About Fulton



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Frequently Asked Questions

What neighborhood is 424 Fical Road located in?
The 424 Fical Road is a house located in the neighborhood of Ephratah in Fulton, Saint Johnsville.
What is the average sales price for listings in 424 Fical Road?
The average sales price for units in 424 Fical Road is $0 currently.

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