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423 Cape Dory Drive

423 Cape Dory Drive, Loveland, CO 80537
House in Larimer
Sold Mar 18, 2021
$635,000
$539,750 by Amerifirst Financial Inc
Mortgage Due Apr 01, 2051
Sold Aug 01, 2018
$560,000
$448,000 by Wings Financial Cu
Mortgage Due Aug 01, 2048
Local assessors in Loveland, CO have categorized 423 Cape Dory Drive as a residential type of property. The home was built in 2014 and is 10 years old. The property's lot size has been calculated to be 7,373 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a bi-level style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 423 Cape Dory Drive has a total of 2,208 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 720 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a gable style roof that was made of composition shingle. Lots of wood siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Mar 17, 2021 for $635,000. That's $216.87 per sqft. Prior to that sales transaction, the property was also sold in Jul 24, 2018 for $560,000. 423 Cape Dory Drive was last assessed in 2024. The total value of the property was assessed at $50,873. Specifically, the land the property is located on was valued at $9,715. While improvements on the property were assessed at a total of $41,158. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $3,632. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2014
  • Effective Year Built: 2014
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 10
  • Building Condition: Average
  • Building Quality: C+
  • Construction Type: Frame
  • Building Style: Bi-level
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 720
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 7,373
  • Total Building Area: 2,928
  • Gross Building Area: 2,928
  • Building Area: 2,208
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,208
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MARIANA COVE PUD
  • Land Acres: 0.169
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 13, BLK 6, MARIANA COVE PUD SUB, LOV

Ownership

  • Current Owner : LIGGETT DIONNA MICHELE
  • Current Owner 2: REMMO ANDREW L
  • Previous Owner : LOUGHLIN MICHAEL D
  • Previous Owner 2: LOUGHLIN JILL H
  • Owner Before Previous Owner: SISEMORE LAWRENCE L
  • Owner Before Previous Owner 2: SISEMORE DIANE L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Thompson School District R-2J
  • Census Tract: 002010

Zoning

  • Zoning: P2

Geography

  • Assessors Map Reference: 95202
  • Account Number: R1415409
  • Parcel: R1415409
  • Block: 6
  • Lot: 13
  • Meridian: SEC 20 TWN 5N RNG 69W
  • Municipality: LOVELAND
  • Latitude: 40.3893
  • Longitude: -105.152

    Address

  • Full Address: 423 Cape Dory Dr
  • Address - House Number: 423
  • Address - Street Name: Cape Dory
  • Address - Suffix Type: Dr
  • State: CO
  • City Name: Loveland
  • Carrier Code: R012
  • 4-Digit Zip Code: 7938
  • Zip Code: 80537

Valuation

    Tax

  • Total Area: 2,208
  • Tax Year: 2023
  • Tax Amount: $3,632
  • Tax Rate Code Area: 2205

    Appraisal Valuation

  • Standard Deviation: 0.1352
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 84
  • Final Value: 788,148
  • High Value: 894,711
  • Low Value: 681,586

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $719,750
  • First Open Lien Mortgage Lender: AMERIFIRST FINANCIAL INC
  • First Open Lien Mortgage Recording Date: Mar 18, 2021
  • First Open Lien Mortgage Loan Amount: $539,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051
  • Second Open Lien Mortgage Lender: ELEVATIONS CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Nov 20, 2023
  • Second Open Lien Mortgage Loan Amount: $180,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $759,300
  • Market Land Value: $145,000
  • Market Improvement Value: $614,300

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $50,873
  • Assessed Land Value: $9,715
  • Assessed Improvements Value: $41,158

    Sales

  • Current Sale Contract Date: Mar 17, 2021
  • Current Sale Recording Date: Mar 18, 2021
  • Current Sale Transaction ID: 11824984219
  • Current Sale Price: $635,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20210027291
  • Previous Sale Recording Date: Aug 01, 2018
  • Previous Sale Contract Date: Jul 24, 2018
  • Previous Sale Amount: $560,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: AMERIFIRST FINANCIAL INC
  • First Mortgage Transaction Date: Mar 18, 2021
  • First Mortgage Loan Amount: $539,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: WINGS FINANCIAL CU
  • Previous Mortgage Transaction Date: Aug 01, 2018
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $448,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Aug 01, 2048

About Loveland



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Frequently Asked Questions

What neighborhood is 423 Cape Dory Drive located in?
The 423 Cape Dory Drive is a house located in the neighborhood of Larimer in Loveland, Loveland.
What is the average sales price for listings in 423 Cape Dory Drive?
The average sales price for units in 423 Cape Dory Drive is $0 currently.

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