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421 Shirley Ridge Drive

421 Shirley Ridge Drive, Saint Charles, MO 63304
Property in Saint Charles
Sold Oct 09, 2019
$100,000
$80,000 by Meramec Valley Bank
Mortgage
Sold Mar 16, 2004
$120,000
$96,000 by Americas Wholesale Lender
Mortgage Due Mar 01, 2034
Local assessors in Saint Charles, MO have categorized 421 Shirley Ridge Drive as a residential type of property. The home was built in 1987 and is 37 years old. The property's lot size has been calculated to be 963 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 421 Shirley Ridge Drive has a total of 1,416 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 231 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of asphalt. Lots of wood were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Oct 4, 2019 for $100,000. That's $70.62 per sqft. Prior to that sales transaction, the property was also sold in Feb 27, 2004 for $120,000. 421 Shirley Ridge Drive was last assessed in 2023. The total value of the property was assessed at $28,052. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,732. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Unknown
  • Exterior Walls Type: Wood
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 231
  • Parking Space Count: 1
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 963
  • Total Building Area: 1,416
  • Gross Building Area: 1,416
  • Building Area: 1,416
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,416
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: MEADOW RIDGE CONDOS PH1 STG3
  • Land Acres: 0.022
  • Standard Land Use Code: Condominium unit (residential)
  • County Land Use Code: Utilities (right-of-way only)
  • Legal Description 1: MEADOW RIDGE CONDO PH1 STG3 BLDG 4 UNIT 421B 2NDFLR

Ownership

  • Current Owner : SHIRLEY RIDGE INVESTMENTS LLC
  • Previous Owner : KLARICH LISA
  • Owner Before Previous Owner: DEMAY JOHN
  • Owner Before Previous Owner 2: DEMAY LINDA J
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Francis Howell R-III School District
  • School Tax School District: FRANCIS HOWELL
  • Census Tract: 311122

Geography

  • Account Number: A883000304
  • District: 200
  • Parcel: 3-0120-6199-04-421B.0000000
  • Lot: 421B
  • Municipality: UNINCORPORATED
  • Latitude: 38.7358
  • Longitude: -90.6297

    Address

  • Full Address: 421 Shirley Ridge Dr
  • Address - House Number: 421
  • Address - Street Name: Shirley Ridge
  • Address - Suffix Type: Dr
  • State: MO
  • City Name: Saint Charles
  • Carrier Code: R033
  • 4-Digit Zip Code: 3480
  • Zip Code: 63304

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,732
  • Tax Rate Code Area: 3

    Appraisal Valuation

  • Standard Deviation: 0.2142
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 70
  • Final Value: 212,724
  • High Value: 258,301
  • Low Value: 167,147

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $80,000
  • First Open Lien Mortgage Lender: MERAMEC VALLEY BANK
  • First Open Lien Mortgage Recording Date: Oct 09, 2019
  • First Open Lien Mortgage Loan Amount: $80,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Future Advance Clause / Open End Mortgage

    Market Valuation

  • Market Total Value: $147,643
  • Market Improvement Value: $147,643

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $28,052

    Sales

  • Current Sale Contract Date: Oct 04, 2019
  • Current Sale Recording Date: Oct 09, 2019
  • Current Sale Transaction ID: 11663005171
  • Current Sale Price: $100,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20191009000565190
  • Previous Sale Recording Date: Mar 16, 2004
  • Previous Sale Contract Date: Feb 27, 2004
  • Previous Sale Amount: $120,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MERAMEC VALLEY BANK
  • First Mortgage Transaction Date: Oct 09, 2019
  • First Mortgage Loan Amount: $80,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Future Advance Clause / Open End Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: AMERICAS WHOLESALE LENDER
  • Previous Mortgage Transaction Date: Mar 16, 2004
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $96,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Mar 01, 2034

About Saint Charles



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Frequently Asked Questions

What neighborhood is 421 Shirley Ridge Drive located in?
The 421 Shirley Ridge Drive is a located in the neighborhood of Saint Charles in Saint Charles, Saint Charles.
What is the average sales price for listings in 421 Shirley Ridge Drive?
The average sales price for units in 421 Shirley Ridge Drive is $0 currently.

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