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4204 Garden Ridge Road

4204 Garden Ridge Road, Crestwood, KY 40014
Property in Oldham
Sold Jan 04, 2022
$350,000
Seller
$150,000 by Mortgage Warehouse Llc
Mortgage Due Jan 01, 2052
Sold Dec 16, 2009
$197,000
$187,150 by Homeservices Lending Llc Serie
Mortgage Due Jan 01, 2040
Local assessors in Crestwood, KY have categorized 4204 Garden Ridge Road as a residential type of property. The home was built in 1998 and is 26 years old. The property's lot size has been calculated to be 3,283 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a patio home style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 4 full bathrooms. There are also 5 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4204 Garden Ridge Road has a total of 1,960 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 1,677 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a roof that is made of composition shingle. Lots of brick veneer were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heat pump is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 4204 Garden Ridge Road was last sold in Dec 30, 2021 for $350,000. According to our calculations, that's $178.57 per sqft. Prior to that sales transaction, the property was sold for $197,000 in Dec 15, 2009. Current property owners are expected to pay $4,391 in taxes per year. The property on 4204 Garden Ridge Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $350,000. While improvements to the property were assessed at a total of $350,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 5
  • Full Bathrooms: 4
  • Partial Bathrooms: 5
  • Construction Type: Frame
  • Building Style: Patio home
  • Exterior Walls Type: Brick veneer
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 1,677
  • Garage Type: Attached
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 3,283
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,960
  • Building Area: 1,960
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 1,960
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: THE GARDEN HOMES OF STON
  • Land Acres: 0.075
  • Standard Land Use Code: Patio home
  • Legal Description 1: PATIO HOME

Ownership

  • Current Owner : GROOMS FRANK J
  • Previous Owner : GIBSON
  • Previous Owner 2: JOHN
  • Owner Before Previous Owner: MULLINS ROBERT T
  • Owner Before Previous Owner 2: MULLINS TAMMY R
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Oldham County School District
  • Census Tract: 030602

Geography

  • Account Number: 67969
  • Section: 1
  • Parcel: 31-28D-01-2
  • Block: SEC 1
  • Lot: 2
  • Municipality: SOUTH OLDHAM FD
  • Latitude: 38.3638
  • Longitude: -85.4445

    Address

  • Full Address: 4204 Garden Ridge Rd
  • Address - House Number: 4204
  • Address - Street Name: Garden Ridge
  • Address - Suffix Type: Rd
  • State: KY
  • City Name: Crestwood
  • Carrier Code: R010
  • 4-Digit Zip Code: 8899
  • Zip Code: 40014

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,391
  • Tax Rate Code Area: 9

    Appraisal Valuation

  • Standard Deviation: 0.2038
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 72
  • Final Value: 442,429
  • High Value: 532,610
  • Low Value: 352,248

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $150,000
  • First Open Lien Mortgage Lender: MORTGAGE WAREHOUSE LLC
  • First Open Lien Mortgage Recording Date: Jan 04, 2022
  • First Open Lien Mortgage Loan Amount: $150,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2052

    Market Valuation

  • Market Total Value: $350,000
  • Market Improvement Value: $350,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $350,000
  • Assessed Improvements Value: $350,000

    Sales

  • Current Sale Contract Date: Dec 30, 2021
  • Current Sale Recording Date: Jan 04, 2022
  • Current Sale Transaction ID: 11876454342
  • Current Sale Price: $350,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 672706
  • Previous Sale Recording Date: Dec 16, 2009
  • Previous Sale Contract Date: Dec 15, 2009
  • Previous Sale Amount: $197,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE WAREHOUSE LLC
  • First Mortgage Transaction Date: Jan 04, 2022
  • First Mortgage Loan Amount: $150,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: HOMESERVICES LENDING LLC SERIE
  • Previous Mortgage Transaction Date: Dec 16, 2009
  • Previous Mortgage Loan Amount: $187,150
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2040

About Oldham



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Frequently Asked Questions

What neighborhood is 4204 Garden Ridge Road located in?
The 4204 Garden Ridge Road is a located in the neighborhood of Oldham in Oldham, Crestwood.
What is the average sales price for listings in 4204 Garden Ridge Road?
The average sales price for units in 4204 Garden Ridge Road is $0 currently.

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