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420 Valley Drive

420 Valley Drive, Waterloo, IA 50701
Property in Black Hawk
Sold Mar 30, 2021
$159,500
Sold May 19, 2014
$133,000
$106,400 by Veridian Cu
Mortgage Due Jun 01, 2044
420 Valley Drive has been categorized by the local assessors in Waterloo, IA as a residential type of property. The building on the property was first built in 1962 and is 62 years old. The home has a total of 8 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 420 Valley Drive has 1,056 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a finished improved basement that is 1,056 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The linear feet between the front and back of the lot is 1,030 ft and across the front of the lot is 830 ft. The area measurement of the land has been determined as 8,549 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 352 sqft. According to our sources, there is one available parking space. Moving on to the building itself. The condition of the building has been evaluated as good. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of unknown. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for the floors, you'll see that the home has flooring throughout. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 420 Valley Drive sold most recently in Mar 26, 2021 for a total of $159,500. If you work out the math, that's approximately a cost of $151.04 per sqft. Before that, the property was also sold for $133,000 in May 19, 2014. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,184 in taxes each year. 420 Valley Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $172,960. If we break it down further, the land itself was valued at $26,150. Improvements to the property, however, were assessed at a total of $146,810. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1962
  • Effective Year Built: 1962
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 1
  • Building Condition: Good
  • Construction Type: Frame
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Type: Finished improved basement
  • Basement Area: 1,056
  • Garage Type: Attached
  • Garage Square Area: 352
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 8,549
  • Lot Size Depth Feet: 1,030
  • Lot Size Frontage Feet: 830
  • Total Building Area: 1,056
  • Gross Building Area: 1,056
  • Building Area: 1,056
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,056
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SPIER ADDITION
  • Land Acres: 0.196
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SPIER ADDITION LOT 2

Ownership

  • Current Owner : ELLISON JESSICA LAYNE
  • Previous Owner : NIEMAN THEODORE H
  • Previous Owner 2: NIEMAN TALIA M
  • Owner Before Previous Owner: BEATON LARRY L
  • Owner Before Previous Owner 2: BEATON JEAN C
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Waterloo Community School District
  • School Tax School District: WATERLOO
  • Census Tract: 001503

Geography

  • Assessors Map Reference: PM 891321180003
  • District: 53
  • Parcel: 8913-21-180-003
  • Lot: 2
  • Meridian: SEC 21 TWN 89N RNG 13W
  • Municipality: WATERLOO
  • Latitude: 42.5066
  • Longitude: -92.3902

    Address

  • Full Address: 420 Valley Dr
  • Address - House Number: 420
  • Address - Street Name: Valley
  • Address - Suffix Type: Dr
  • State: IA
  • City Name: Waterloo
  • Carrier Code: C074
  • 4-Digit Zip Code: 1719
  • Zip Code: 50701

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,184

    Appraisal Valuation

  • Standard Deviation: 0.1879
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 75
  • Final Value: 189,464
  • High Value: 225,074
  • Low Value: 153,854

    Market Valuation

  • Market Total Value: $172,960
  • Market Land Value: $26,150
  • Market Improvement Value: $146,810

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $172,960
  • Assessed Land Value: $26,150
  • Assessed Improvements Value: $146,810

    Sales

  • Current Sale Contract Date: Mar 26, 2021
  • Current Sale Recording Date: Mar 30, 2021
  • Current Sale Transaction ID: 11828058748
  • Current Sale Price: $159,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202100020294
  • Previous Sale Recording Date: May 19, 2014
  • Previous Sale Contract Date: May 19, 2014
  • Previous Sale Amount: $133,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: DAS ACQUISITION
  • First Mortgage Transaction Date: Mar 30, 2021
  • First Mortgage Loan Amount: $156,610
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Apr 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: VERIDIAN CU
  • Previous Mortgage Transaction Date: May 19, 2014
  • Previous Mortgage Loan Amount: $106,400
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jun 01, 2044

About Waterloo



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Frequently Asked Questions

What neighborhood is 420 Valley Drive located in?
The 420 Valley Drive is a located in the neighborhood of Black Hawk in Waterloo, Waterloo.
What is the average sales price for listings in 420 Valley Drive?
The average sales price for units in 420 Valley Drive is $0 currently.

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