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415 Ruff Drive

415 Ruff Drive, Lancaster, OH 43130
Property in Lancaster City
Sold Jun 25, 2013
$87,000
Seller
$99,200 by The Huntington National Bank
Mortgage Due May 01, 2046
Sold Nov 02, 2012
$86,000
415 Ruff Drive in Lancaster, OH was first built in 1979 and is 45 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 415 Ruff Drive has 1,512 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 648 sqft and has been categorized as a full basement. The linear feet across the front of the lot is 790 ft and the linear feet between the front and back of the lot is 1,110. In total, the area measurement of the land is 8,769 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 320 sqft. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with electricity. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 415 Ruff Drive sold most recently in Apr 25, 2013 for a total of $87,000. If you work out the math, that's approximately a cost of $47.49 per sqft. Before that, the property was also sold for $86,000 in Oct 31, 2012. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,264 in taxes each year. 415 Ruff Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $62,000. If we break it down further, the land itself was valued at $11,410. Improvements to the property, however, were assessed at a total of $50,590. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1979
  • Effective Year Built: 1979
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 648
  • Garage Type: Attached
  • Garage Square Area: 320
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 8,769
  • Lot Size Depth Feet: 1,110
  • Lot Size Frontage Feet: 790
  • Total Building Area: 1,832
  • Gross Building Area: 2,048
  • Building Area: 1,512
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,512
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: HUNTER TRACE ESTATES
  • Land Acres: 0.201
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • State Land Use Code: Vehicles general
  • Legal Description 1: HUNTER TRACE ESTATES PART III LOT 173

Ownership

  • Current Owner : JACOBY RICK E
  • Previous Owner : FANNIE MAE
  • Owner Before Previous Owner: DENT DEE
  • Owner Before Previous Owner 2: BAK OF AMERICA NA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Right of Survivorship

Neighborhood

  • School District Name: Lancaster City School District
  • School Tax School District: LANCASTER CSD
  • Census Tract: 031600

Geography

  • Assessors Map Reference: 0622
  • District: 053
  • Parcel: 05-36290-200
  • Lot: 173
  • Municipality: LANCASTER CORPORATION
  • Latitude: 39.708
  • Longitude: -82.6291

    Address

  • Full Address: 415 Ruff Dr
  • Address - House Number: 415
  • Address - Street Name: Ruff
  • Address - Suffix Type: Dr
  • State: OH
  • City Name: Lancaster
  • Carrier Code: C007
  • 4-Digit Zip Code: 4176
  • Zip Code: 43130

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,264

    Appraisal Valuation

  • Standard Deviation: 0.2135
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 70
  • Final Value: 239,741
  • High Value: 290,939
  • Low Value: 188,542

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $149,200
  • First Open Lien Mortgage Lender: THE HUNTINGTON NATIONAL BANK
  • First Open Lien Mortgage Recording Date: May 09, 2016
  • First Open Lien Mortgage Loan Amount: $99,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2046
  • Second Open Lien Mortgage Lender: CME FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Aug 25, 2023
  • Second Open Lien Mortgage Loan Amount: $50,000
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Aug 20, 2043

    Market Valuation

  • Market Total Value: $177,130
  • Market Land Value: $32,600
  • Market Improvement Value: $144,530

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $62,000
  • Assessed Land Value: $11,410
  • Assessed Improvements Value: $50,590

    Sales

  • Current Sale Contract Date: Apr 25, 2013
  • Current Sale Recording Date: Jun 25, 2013
  • Current Sale Transaction ID: 11451149717
  • Current Sale Price: $87,000
  • Current Sale Document Type: Limited Warranty Deed
  • Current Sale Input Document Number: 201300013496
  • Previous Sale Recording Date: Nov 02, 2012
  • Previous Sale Contract Date: Oct 31, 2012
  • Previous Sale Amount: $86,000
  • Previous Sale Document Type: Sheriff's Deed

    Last Sale Mortgage

  • First Mortgage Lender: THE AMERICAN EAGLE MORTGAGE CO
  • First Mortgage Transaction Date: Jun 25, 2013
  • First Mortgage Loan Amount: $85,424
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2043

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Frequently Asked Questions

What neighborhood is 415 Ruff Drive located in?
The 415 Ruff Drive is a located in the neighborhood of Lancaster City in Lancaster, Lancaster.
What is the average sales price for listings in 415 Ruff Drive?
The average sales price for units in 415 Ruff Drive is $0 currently.

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