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415 Provident Avenue

415 Provident Avenue, Winnetka, IL 60093
Property in New Trier
Sold Apr 06, 2021
$1,535,000
$1,151,250 by Raymond James Bank Na
Mortgage Due Apr 01, 2051
Sold Aug 03, 2010
$1,355,000
$1,219,500 by Citimortgage Inc
Mortgage Due Aug 01, 2040
415 Provident Avenue in Winnetka, IL was first built in 2008 and is 16 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown. There are a total of 2 floors. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 415 Provident Avenue has 3,420 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 9,024 square feet.

Learn more about the property and building on this page. The roof of the home is made of materials that we aren't sure of. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with masonry control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of masonry. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Mar 8, 2021 for $1,535,000. That's $448.83 per sqft. Prior to that sales transaction, the property was also sold in Jul 14, 2010 for $1,355,000. 415 Provident Avenue was last assessed in 2023. The total value of the property was assessed at $153,500. Specifically, the land the property is located on was valued at $24,816. While improvements on the property were assessed at a total of $128,684. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $32,756. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Masonry
  • Exterior Walls Type: Masonry
  • Roof Cover Type: Other
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 0
  • Garage Type: Detached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 9,024
  • Total Building Area: 3,420
  • Gross Building Area: 3,420
  • Building Area: 3,420
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 3,420
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PROVIDENT MUTUAL ASSOCIATION
  • Land Acres: 0.207
  • Standard Land Use Code: Single family residential
  • Legal Description 1: (PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13

Ownership

  • Current Owner : ROSE ROBERT DOUGLAS
  • Current Owner 2: ROSE TRACI DANA
  • Previous Owner : WINSLOW EDWARD B
  • Previous Owner 2: WINSLOW TRACY MULLEN
  • Owner Before Previous Owner: MOSELE PHILIP
  • Owner Before Previous Owner 2: MOSELE JOAN
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Winnetka School District 36
  • Census Tract: 800500

Geography

  • District: 23
  • Parcel: 05-20-220-008-0000
  • Block: 7-12
  • Lot: 20,21
  • Meridian: SEC 20 TWN 42N RNG 13E
  • Municipality: NEW TRIER
  • Latitude: 42.1025
  • Longitude: -87.7397

    Address

  • Full Address: 415 Provident Ave
  • Address - House Number: 415
  • Address - Street Name: Provident
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Winnetka
  • Carrier Code: C015
  • 4-Digit Zip Code: 2426
  • Zip Code: 60093

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $32,756
  • Tax Rate Code Area: 23008

    Appraisal Valuation

  • Standard Deviation: 0.2009
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 73
  • Final Value: 1,758,622
  • High Value: 2,112,085
  • Low Value: 1,405,160

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $1,151,250
  • First Open Lien Mortgage Lender: RAYMOND JAMES BANK NA
  • First Open Lien Mortgage Recording Date: Apr 06, 2021
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $1,151,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Market Valuation

  • Market Total Value: $1,535,000
  • Market Land Value: $248,160
  • Market Improvement Value: $1,286,840

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $153,500
  • Assessed Land Value: $24,816
  • Assessed Improvements Value: $128,684

    Sales

  • Current Sale Contract Date: Mar 08, 2021
  • Current Sale Recording Date: Apr 06, 2021
  • Current Sale Transaction ID: 11829412405
  • Current Sale Price: $1,535,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2109601665
  • Previous Sale Recording Date: Aug 03, 2010
  • Previous Sale Contract Date: Jul 14, 2010
  • Previous Sale Amount: $1,355,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: RAYMOND JAMES BANK NA
  • First Mortgage Transaction Date: Apr 06, 2021
  • First Mortgage Loan Amount: $1,151,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2051

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: CITIMORTGAGE INC
  • Previous Mortgage Transaction Date: Aug 03, 2010
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $1,219,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2040

About Winnetka



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Frequently Asked Questions

What neighborhood is 415 Provident Avenue located in?
The 415 Provident Avenue is a located in the neighborhood of New Trier in Winnetka, Winnetka.
What is the average sales price for listings in 415 Provident Avenue?
The average sales price for units in 415 Provident Avenue is $0 currently.

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