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414 Trefoil Street

414 Trefoil Street, Savoy, IL 61874
House in Champaign
Sold Jan 13, 2021
$257,000
$252,345 by Flat Branch Home Loans Inc
Mortgage Due Feb 01, 2051
Sold Feb 09, 2010
$242,000
$244,200 by Busey Bank
Mortgage Due Mar 01, 2040
414 Trefoil Street has been categorized by the local assessors in Savoy, IL as a residential type of property. The area measurement of the land has been determined as 7,841 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 414 Trefoil Street was last sold in Jan 4, 2021 for $257,000. Prior to that sales transaction, the property was sold for $242,000 in Mar 1, 2007. Current property owners are expected to pay $6,632 in taxes per year. The property on 414 Trefoil Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $91,040. To break that down further, the land itself was valued at $17,500. While improvements to the property were assessed at a total of $73,540. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,841
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PRAIRIE FIELDS 10 SUB
  • Land Acres: 0.18
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 1039 PRAIRIE FIELDS 10 SUB

Ownership

  • Current Owner : DAUGHERTY JOSHUA
  • Current Owner 2: DAUGHERTY AMANDA
  • Previous Owner : RICHARD JAMES W
  • Previous Owner 2: RICHARD AMY J
  • Owner Before Previous Owner: JADEMS LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Champaign Community Unit School District 4
  • School Tax School District: 101
  • Census Tract: 001400

Geography

  • District: 03
  • Parcel: 03-20-36-438-028
  • Lot: 1039
  • Meridian: SEC 36 TWN 19N RNG 08E
  • Municipality: CHAMPAIGN
  • Latitude: 40.0553
  • Longitude: -88.2432

    Address

  • Full Address: 414 Trefoil
  • Address - House Number: 414
  • Address - Street Name: Trefoil
  • State: IL
  • City Name: Savoy
  • Carrier Code: R005
  • 4-Digit Zip Code: 8526
  • Zip Code: 61874

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,632
  • Tax Rate Code Area: 309

    Appraisal Valuation

  • Standard Deviation: 0.2031
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 72
  • Final Value: 348,978
  • High Value: 419,858
  • Low Value: 278,098

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $266,317
  • First Open Lien Mortgage Lender: FLAT BRANCH HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Jan 13, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $252,345
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2051
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Nov 15, 2022
  • Second Open Lien Mortgage Loan Amount: $13,972
  • Second Open Lien Mortgage Term: 338
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Feb 01, 2051

    Market Valuation

  • Market Total Value: $273,120
  • Market Land Value: $52,500
  • Market Improvement Value: $220,620

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $91,040
  • Assessed Land Value: $17,500
  • Assessed Improvements Value: $73,540

    Sales

  • Current Sale Contract Date: Jan 04, 2021
  • Current Sale Recording Date: Jan 13, 2021
  • Current Sale Transaction ID: 11813982199
  • Current Sale Price: $257,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021R00905
  • Previous Sale Recording Date: Feb 09, 2010
  • Previous Sale Contract Date: Mar 01, 2007
  • Previous Sale Amount: $242,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FLAT BRANCH HOME LOANS INC
  • First Mortgage Transaction Date: Jan 13, 2021
  • First Mortgage Loan Amount: $252,345
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2051

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: BUSEY BANK
  • Previous Mortgage Transaction Date: Feb 09, 2010
  • Previous Mortgage Loan Amount: $244,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Mar 01, 2040

About Savoy



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Frequently Asked Questions

What neighborhood is 414 Trefoil Street located in?
The 414 Trefoil Street is a house located in the neighborhood of Champaign in Savoy, Savoy.
What is the average sales price for listings in 414 Trefoil Street?
The average sales price for units in 414 Trefoil Street is $0 currently.

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