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414 Toronto Street

414 Toronto Street, Fort Collins, CO 80524
Property in Dry Creek MHP
Sold Sep 24, 2021
$465,000
$372,000 by Jpmorgan Chase Bank Na
Mortgage Due Oct 01, 2051
Sold Jul 01, 2013
$251,895
$188,900 by Megastar Financial Corp
Mortgage Due Jul 01, 2028
414 Toronto Street has been categorized by the local assessors in Fort Collins, CO as a residential type of property. The building on the property was first built in 2012 and is 12 years old. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 3 full bathrooms. There are 3 partial bathrooms in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 414 Toronto Street has 2,294 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a finished improved basement that is 796 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 5,533 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a ranch/rambler style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 680 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying both a unknown and a unknown. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The building has a hip style roof made of composition shingle. The exterior walls of the building are made of wood siding. While the interior walls have been made of gypsum boards such as those made of drywall, sheetrock, etc. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a central heating system. The property was last sold in Sep 16, 2021 for $465,000. That's $156.36 per sqft. Prior to that sales transaction, the property was also sold in Jun 17, 2013 for $251,895. 414 Toronto Street was last assessed in 2024. The total value of the property was assessed at $37,989. Specifically, the land the property is located on was valued at $8,576. While improvements on the property were assessed at a total of $29,413. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $3,132. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2012
  • Effective Year Built: 2012
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 12
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 796
  • Garage Type: Attached
  • Garage Square Area: 680
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 5,533
  • Total Building Area: 2,974
  • Gross Building Area: 2,974
  • Building Area: 2,294
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,294
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: DRY CREEK MINOR SUB, 1ST RPLT, FTC (2007
  • Land Acres: 0.127
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 61, BLOCK 1, DRY CREEK MINOR SUBDIVISION, FIRST REPLAT, FTC (20070083115)

Ownership

  • Current Owner : SMUSSEN ASTRID E
  • Previous Owner : CHIU EDWARD KIN YIP
  • Previous Owner 2: CHIU SERENA SUI
  • Owner Before Previous Owner: ENCORE HOMES LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Poudre School District R-1
  • Census Tract: 001306

Zoning

  • Zoning: LMN

Geography

  • Assessors Map Reference: 87071
  • Account Number: R1645918
  • Parcel: R1645918
  • Block: 1
  • Lot: 61
  • Meridian: SEC 7 TWN 7N RNG 68W
  • Municipality: FORT COLLINS
  • Latitude: 40.5929
  • Longitude: -105.04

    Address

  • Full Address: 414 Toronto St
  • Address - House Number: 414
  • Address - Street Name: Toronto
  • Address - Suffix Type: St
  • State: CO
  • City Name: Fort Collins
  • Carrier Code: R056
  • 4-Digit Zip Code: 3645
  • Zip Code: 80524

Valuation

    Tax

  • Total Area: 2,294
  • Tax Year: 2023
  • Tax Amount: $3,132
  • Tax Rate Code Area: 1108

    Appraisal Valuation

  • Standard Deviation: 0.1322
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 84
  • Final Value: 539,731
  • High Value: 611,122
  • Low Value: 468,341

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $372,000
  • First Open Lien Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Open Lien Mortgage Recording Date: Sep 24, 2021
  • First Open Lien Mortgage Loan Amount: $372,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051

    Market Valuation

  • Market Total Value: $567,000
  • Market Land Value: $128,000
  • Market Improvement Value: $439,000

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $37,989
  • Assessed Land Value: $8,576
  • Assessed Improvements Value: $29,413

    Sales

  • Current Sale Contract Date: Sep 16, 2021
  • Current Sale Recording Date: Sep 24, 2021
  • Current Sale Transaction ID: 11857015177
  • Current Sale Price: $465,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20210089126
  • Previous Sale Recording Date: Jul 01, 2013
  • Previous Sale Contract Date: Jun 17, 2013
  • Previous Sale Amount: $251,895
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Mortgage Transaction Date: Sep 24, 2021
  • First Mortgage Loan Amount: $372,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: MEGASTAR FINANCIAL CORP
  • Previous Mortgage Transaction Date: Jul 01, 2013
  • Previous Mortgage Loan Amount: $188,900
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2028

About Dry Creek MHP



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Frequently Asked Questions

What neighborhood is 414 Toronto Street located in?
The 414 Toronto Street is a located in the neighborhood of Dry Creek MHP in Dry Creek MHP, Fort Collins.
What is the average sales price for listings in 414 Toronto Street?
The average sales price for units in 414 Toronto Street is $0 currently.

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