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414 East State Street

414 East State Street, O Fallon, IL 62269
House in O'Fallon
Sold Dec 10, 2018
$118,500
$116,255 by Mld Mortgage
Mortgage Due Jan 01, 2049
Sold Mar 08, 2012
$92,500
$74,000 by National Bank
Mortgage Due Apr 01, 2042
Local assessors in O Fallon, IL have categorized 414 East State Street as a residential type of property. The home was built in 1949 and is 75 years old. It was most recently renovated and altered in 1990. The property's lot size has been calculated to be 6,970 square feet. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 414 East State Street has a total of 788 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a full basement that is 788 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 24,000 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a porch so you'll have a great option in the front of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D+. Residents rely on central air conditioning for their cooling system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 414 East State Street sold most recently in Dec 7, 2018 for a total of $118,500. If you work out the math, that's approximately a cost of $150.38 per sqft. Before that, the property was also sold for $92,500 in Mar 7, 2012. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,141 in taxes each year. 414 East State Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $27,467. If we break it down further, the land itself was valued at $3,545. Improvements to the property, however, were assessed at a total of $23,922. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1990
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 5
  • Building Quality: D+
  • Construction Type: Frame
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 788
  • Garage Type: Garage
  • Garage Square Area: 24,000
  • Parking Space Count: 1
  • Porch Type: Porch

    Dimensions

  • Lot Size Square Feet: 6,970
  • Total Building Area: 788
  • Building Area: 788
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: unknown
  • Heated Square Feet: 788
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: PENNS
  • Land Acres: 0.16
  • Standard Land Use Code: Single family residential
  • Legal Description 1: PENNS 3RD ADD TO O FALLON LOT/SEC-104 A02598454

Ownership

  • Current Owner : CARFREY LEROY
  • Current Owner 2: CARFREY CHELSEA
  • Previous Owner : HOOK JACK G
  • Previous Owner 2: HOOK DEBRA K
  • Owner Before Previous Owner: WAGNER CATHERINE R
  • Owner Before Previous Owner 2: FURFARO ROSEMARY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: O'Fallon Community Consolidated School District 90
  • Census Tract: 504352

Geography

  • District: 06
  • Parcel: 04-29-0-128-017
  • Block: 128
  • Municipality: OFALLON
  • Latitude: 38.5924
  • Longitude: -89.9052

    Address

  • Full Address: 414 E State St
  • Address - House Number: 414
  • Street Direction: E
  • Address - Street Name: State
  • Address - Suffix Type: St
  • State: IL
  • City Name: O Fallon
  • Carrier Code: C018
  • 4-Digit Zip Code: 1427
  • Zip Code: 62269

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $2,141
  • Tax Rate Code Area: 06005

    Appraisal Valuation

  • Standard Deviation: 0.1347
  • Valuation Date: Aug 16, 2023
  • Confidence Score: 73
  • Final Value: 124,169
  • High Value: 140,901
  • Low Value: 107,436

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $116,255
  • First Open Lien Mortgage Lender: MLD MORTGAGE
  • First Open Lien Mortgage Recording Date: Dec 10, 2018
  • First Open Lien Mortgage Loan Amount: $116,255
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2049

    Market Valuation

  • Market Total Value: $82,401
  • Market Land Value: $10,635
  • Market Improvement Value: $71,766

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $27,467
  • Assessed Land Value: $3,545
  • Assessed Improvements Value: $23,922

    Sales

  • Current Sale Contract Date: Dec 07, 2018
  • Current Sale Recording Date: Dec 10, 2018
  • Current Sale Transaction ID: 11543971797
  • Current Sale Price: $118,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A02598454
  • Previous Sale Recording Date: Mar 08, 2012
  • Previous Sale Contract Date: Mar 07, 2012
  • Previous Sale Amount: $92,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MLD MORTGAGE
  • First Mortgage Transaction Date: Dec 10, 2018
  • First Mortgage Loan Amount: $116,255
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: NATIONAL BANK
  • Previous Mortgage Transaction Date: Mar 08, 2012
  • Previous Mortgage Loan Amount: $74,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Apr 01, 2042

About O'Fallon



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Frequently Asked Questions

What neighborhood is 414 East State Street located in?
The 414 East State Street is a house located in the neighborhood of O'Fallon in O'Fallon, O Fallon.
What is the average sales price for listings in 414 East State Street?
The average sales price for units in 414 East State Street is $114,900 , or $144/sqft. currently.

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