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413 Spring Gardens Drive

413 Spring Gardens Drive, Belmont, NC 28012
Property in Gaston
Sold Apr 25, 2023
$265,000
$175,000 by Truist Bank
Mortgage Due May 01, 2053
Sold Aug 30, 2019
$169,500
$166,066 by Cornerstone Home Loans
Mortgage Due Sep 01, 2049
413 Spring Gardens Drive in Belmont, NC was first built in 2019 and is 5 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a townhouse style. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 413 Spring Gardens Drive has 1,132 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 871 square feet.

Learn more about the property and building on this page. The quality of the control joints have been graded by the local assessor with a letter grade of B-. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 413 Spring Gardens Drive sold most recently in Apr 24, 2023 for a total of $265,000. If you work out the math, that's approximately a cost of $234.10 per sqft. Before that, the property was also sold for $169,500 in Aug 30, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,670 in taxes each year. 413 Spring Gardens Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $263,100. If we break it down further, the land itself was valued at $38,000. Improvements to the property, however, were assessed at a total of $225,100. The property's total assessed value has been marked as more than the total market value which is pretty atypical. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2019
  • Effective Year Built: 2019
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: B-
  • Building Style: Townhouse
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 871
  • Total Building Area: 1,132
  • Building Area: 1,132
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,132
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WATER S EDGE SUBDIVISION
  • Land Acres: 0.02
  • Standard Land Use Code: Townhouse (residential)
  • Legal Description 1: WATERS EDGE LOTS 179 PLAT BOOK 089 PAGE 007

Ownership

  • Current Owner : MCLEAN JOHN THOMAS
  • Previous Owner : HOFFMAN GEORGE ARTHUR
  • Owner Before Previous Owner: BROOKLINE HOMES LLC
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: MOUNT HOLLY CIT
  • Census Tract: 032302

Geography

  • Assessors Map Reference: MP 89 PG 7
  • District: MOUNT HOLLY
  • Parcel: 300965
  • Lot: 179
  • Municipality: MOUNT HOLLY CITY
  • Latitude: 35.2655
  • Longitude: -81.0181

    Address

  • Full Address: 413 Spring Gardens Dr
  • Address - House Number: 413
  • Address - Street Name: Spring Gardens
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Belmont
  • Carrier Code: C007
  • 4-Digit Zip Code: 3085
  • Zip Code: 28012

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,670

    Appraisal Valuation

  • Standard Deviation: 0.2613
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 62
  • Final Value: 299,820
  • High Value: 378,175
  • Low Value: 221,465

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $175,000
  • First Open Lien Mortgage Lender: TRUIST BANK
  • First Open Lien Mortgage Recording Date: Apr 25, 2023
  • First Open Lien Mortgage Loan Amount: $175,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2053

    Market Valuation

  • Market Total Value: $166,490
  • Market Land Value: $32,500
  • Market Improvement Value: $133,990

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $263,100
  • Assessed Land Value: $38,000
  • Assessed Improvements Value: $225,100

    Sales

  • Current Sale Contract Date: Apr 24, 2023
  • Current Sale Recording Date: Apr 25, 2023
  • Current Sale Transaction ID: 11906729973
  • Current Sale Price: $265,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Aug 30, 2019
  • Previous Sale Contract Date: Aug 30, 2019
  • Previous Sale Amount: $169,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUIST BANK
  • First Mortgage Transaction Date: Apr 25, 2023
  • First Mortgage Loan Amount: $175,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: CORNERSTONE HOME LOANS
  • Previous Mortgage Transaction Date: Aug 30, 2019
  • Previous Mortgage Loan Amount: $166,066
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Sep 01, 2049

About Mount Holly



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Frequently Asked Questions

What neighborhood is 413 Spring Gardens Drive located in?
The 413 Spring Gardens Drive is a located in the neighborhood of Gaston in Mount Holly, Belmont.
What is the average sales price for listings in 413 Spring Gardens Drive?
The average sales price for units in 413 Spring Gardens Drive is $0 currently.

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