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413 South 3rd Street

413 South 3rd Street, Polk City, IA 50226
Property in Polk
Sold Nov 25, 2013
$145,000
$147,959 by Flagstar Bank Fsb
Mortgage Due Dec 01, 2043
Local assessors in Polk City, IA have categorized 413 South 3rd Street as a residential type of property. The home was built in 1950 and is 74 years old. It was most recently renovated and altered in 1960. The property's lot size has been calculated to be 23,005 square feet. The linear feet between the front and back of the lot was measured at 2,145 ft and the front of the lot was measured at 1,073 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 413 South 3rd Street has a total of 1,192 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 792 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 616 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 413 South 3rd Street was last sold in Nov 21, 2013 for $145,000. According to our calculations, that's $91.54 per sqft. Current property owners are expected to pay $3,482 in taxes per year. The property on 413 South 3rd Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $202,300. To break that down further, the land itself was valued at $58,800. While improvements to the property were assessed at a total of $143,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1960
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 792
  • Garage Type: Garage
  • Garage Square Area: 616
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 23,005
  • Lot Size Depth Feet: 2,145
  • Lot Size Frontage Feet: 1,073
  • Total Building Area: 1,584
  • Gross Building Area: 1,584
  • Building Area: 1,192
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,192
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: BEEBES ADDITION
  • Land Acres: 0.528
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SW 1/2 VAC ALLEY NE & ADJ & ALL VAC ALLEY BET & LTS 5, 6, 7 & 8 BLK 7 BEEBES ADDITION

Ownership

  • Current Owner : KOPASKA KEVIN A
  • Previous Owner : NEWMAN JEFFREY S
  • Previous Owner 2: NEWMAN DEBORAH A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: North Polk Community School District
  • Census Tract: 011500

Geography

  • Assessors Map Reference: 0772
  • District: 261
  • Parcel: 261/00168-001-000
  • Block: 7
  • Lot: 6
  • Municipality: POLK CITY
  • Latitude: 41.7695
  • Longitude: -93.7159

    Address

  • Full Address: 413 S 3rd St
  • Address - House Number: 413
  • Street Direction: S
  • Address - Street Name: 3rd
  • Address - Suffix Type: St
  • State: IA
  • City Name: Polk City
  • Carrier Code: R003
  • 4-Digit Zip Code: 1185
  • Zip Code: 50226

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,482
  • Tax Rate Code Area: 7

    Appraisal Valuation

  • Standard Deviation: 0.1527
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 81
  • Final Value: 253,132
  • High Value: 291,793
  • Low Value: 214,470

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $147,959
  • First Open Lien Mortgage Lender: FLAGSTAR BANK FSB
  • First Open Lien Mortgage Recording Date: Nov 25, 2013
  • First Open Lien Mortgage Loan Amount: $147,959
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2043

    Market Valuation

  • Market Total Value: $202,300
  • Market Land Value: $58,800
  • Market Improvement Value: $143,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $202,300
  • Assessed Land Value: $58,800
  • Assessed Improvements Value: $143,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 21, 2013
  • Current Sale Recording Date: Nov 25, 2013
  • Current Sale Transaction ID: 1046525467
  • Current Sale Price: $145,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2014-00045322

    Last Sale Mortgage

  • First Mortgage Lender: FLAGSTAR BANK FSB
  • First Mortgage Transaction Date: Nov 25, 2013
  • First Mortgage Loan Amount: $147,959
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2043

About Polk City



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Frequently Asked Questions

What neighborhood is 413 South 3rd Street located in?
The 413 South 3rd Street is a located in the neighborhood of Polk in Polk City, Polk City.
What is the average sales price for listings in 413 South 3rd Street?
The average sales price for units in 413 South 3rd Street is $0 currently.

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