Check Availability

413 Cora Street

413 Cora Street, Schenectady, NY 12306
Property in Schenectady
Sold Jan 04, 2021
$150,000
$50,000 by Key Bank Na
Mortgage Due Jan 01, 2036
Sold Sep 21, 2009
$90,000
$88,369 by M & T Bank
Mortgage Due Oct 01, 2039
413 Cora Street has been categorized by the local assessors in Schenectady, NY as a residential type of property. The building on the property was first built in 1900 and is 124 years old. The home has a total of 10 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 2 full bathrooms. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 413 Cora Street has 2,060 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,210 ft and across the front of the lot is 660 ft. The area measurement of the land has been determined as 7,986 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 576 sqft. According to our sources, there are a total of 2 available parking spaces. Residents will have the luxury of enjoying a covered porch. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 413 Cora Street was last sold in Dec 29, 2020 for $150,000. According to our calculations, that's $72.82 per sqft. Prior to that sales transaction, the property was sold for $90,000 in Sep 18, 2009. Current property owners are expected to pay $6,382 in taxes per year. The property on 413 Cora Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $118,500. To break that down further, the land itself was valued at $17,800. While improvements to the property were assessed at a total of $100,700. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Total Rooms: 10
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 576
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 7,986
  • Lot Size Depth Feet: 1,210
  • Lot Size Frontage Feet: 660
  • Total Building Area: 2,060
  • Gross Building Area: 2,060
  • Building Area: 2,060
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,060
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.183
  • Standard Land Use Code: Duplex (2 units, any combination)
  • Legal Description 1: 69 2 WOOD & GARAGE

Ownership

  • Current Owner : HOWE GREGORY
  • Previous Owner : HALL GARRETT M
  • Owner Before Previous Owner: HALL FRANKLIN B
  • Owner Before Previous Owner 2: HALL PHYLLIS D

Neighborhood

  • School District Name: Schenectady City School District
  • School Tax School District: SCHENECTADY
  • Census Tract: 021200

Zoning

  • Zoning: 03 - MULTI

Geography

  • District: 421500
  • Section: 48.51
  • Parcel: 421500 48.51-6-21
  • Block: 6
  • Lot: 21.000
  • Municipality: SCHENECTADY
  • Latitude: 42.7988
  • Longitude: -73.967

    Address

  • Full Address: 413 Cora St
  • Address - House Number: 413
  • Address - Street Name: Cora
  • Address - Suffix Type: St
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C004
  • 4-Digit Zip Code: 4138
  • Zip Code: 12306

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $6,382
  • Tax Rate Code Area: 421500

    Appraisal Valuation

  • Standard Deviation: 0.2443
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 65
  • Final Value: 209,059
  • High Value: 260,150
  • Low Value: 157,969

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $50,000
  • First Open Lien Mortgage Lender: KEY BANK NA
  • First Open Lien Mortgage Recording Date: Jan 04, 2021
  • First Open Lien Mortgage Loan Amount: $50,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2036

    Market Valuation

  • Market Total Value: $150,000
  • Market Land Value: $22,532
  • Market Improvement Value: $127,468

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $118,500
  • Assessed Land Value: $17,800
  • Assessed Improvements Value: $100,700

    Sales

  • Current Sale Contract Date: Dec 29, 2020
  • Current Sale Recording Date: Jan 04, 2021
  • Current Sale Transaction ID: 11811318809
  • Current Sale Price: $150,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 202100192
  • Previous Sale Recording Date: Sep 21, 2009
  • Previous Sale Contract Date: Sep 18, 2009
  • Previous Sale Amount: $90,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: KEY BANK NA
  • First Mortgage Transaction Date: Jan 04, 2021
  • First Mortgage Loan Amount: $50,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2036

    Previous Mortgages

  • Previous Mortgage Lender: M & T BANK
  • Previous Mortgage Transaction Date: Sep 21, 2009
  • Previous Mortgage Loan Amount: $88,369
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Oct 01, 2039

About Schenectady



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 413 Cora Street located in?
The 413 Cora Street is a located in the neighborhood of Schenectady in Schenectady, Schenectady.
What is the average sales price for listings in 413 Cora Street?
The average sales price for units in 413 Cora Street is $0 currently.

Quantcast