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413 Bermuda Way

413 Bermuda Way, Louisville, KY 40243
Sold Oct 01, 2021
$277,000
$249,300 by Envoy Mortgage Ltd
Mortgage Due Oct 01, 2051
Sold Mar 02, 2012
$195,000
$190,056 by Century Lending Co
Mortgage Due Mar 01, 2042
413 Bermuda Way in Louisville, KY was first built in 1984 and is 40 years old. This has been categorized as a residential property type. It is a single story home. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 413 Bermuda Way has 1,713 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,377 sqft and has been categorized as a finished improved basement. In total, the area measurement of the land is 9,448 square feet.

Learn more about the property and building on this page. There is a patio. The home has a gable style roof made of composition shingle. For those who need parking, there is a attached garage. The garage is 504 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with wood control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick veneer. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Sep 23, 2021 for $277,000. That's $161.70 per sqft. Prior to that sales transaction, the property was also sold in Mar 1, 2012 for $195,000. 413 Bermuda Way was last assessed in 2023. The total value of the property was assessed at $277,000. Specifically, the land the property is located on was valued at $40,000. While improvements on the property were assessed at a total of $237,000. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $3,208. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1984
  • Effective Year Built: 1984
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Type: Finished improved basement
  • Basement Area: 1,377
  • Garage Type: Attached
  • Garage Square Area: 504
  • Parking Space Count: 2
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 9,448
  • Total Building Area: 1,713
  • Building Area: 1,713
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,713
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: VIEW ESTATES
  • Land Acres: 0.217
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 42 STARVIEW ESTATES PB 28 PG 91 0.2169 AC

Ownership

  • Current Owner : CAIN CATHERINE WILSON
  • Current Owner 2: CAIN MICHAEL
  • Previous Owner : YOUNG GARRY
  • Owner Before Previous Owner: NELSON TODD
  • Owner Before Previous Owner 2: NELSON RENEE
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 010406

Zoning

  • Zoning: R7-RESIDEN

Geography

  • Account Number: 00065718
  • District: 152020
  • Parcel: 21162600420000
  • Lot: 42
  • Municipality: MIDDLETOWN
  • Latitude: 38.2499
  • Longitude: -85.5237

    Address

  • Full Address: 413 Bermuda Way
  • Address - House Number: 413
  • Address - Street Name: Bermuda
  • Address - Suffix Type: Way
  • State: KY
  • City Name: Louisville
  • Carrier Code: C051
  • 4-Digit Zip Code: 1509
  • Zip Code: 40243

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,208
  • Tax Rate Code Area: 20

    Appraisal Valuation

  • Standard Deviation: 0.2213
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 69
  • Final Value: 320,029
  • High Value: 390,857
  • Low Value: 249,201

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $279,300
  • First Open Lien Mortgage Lender: ENVOY MORTGAGE LTD
  • First Open Lien Mortgage Recording Date: Oct 01, 2021
  • First Open Lien Mortgage Loan Amount: $249,300
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2051
  • Second Open Lien Mortgage Lender: PARK COMMUNITY CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Jul 19, 2023
  • Second Open Lien Mortgage Loan Amount: $30,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Jul 25, 2053

    Market Valuation

  • Market Total Value: $277,000
  • Market Land Value: $40,000
  • Market Improvement Value: $237,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $277,000
  • Assessed Land Value: $40,000
  • Assessed Improvements Value: $237,000

    Sales

  • Current Sale Contract Date: Sep 23, 2021
  • Current Sale Recording Date: Oct 01, 2021
  • Current Sale Transaction ID: 11861227976
  • Current Sale Price: $277,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021246488
  • Previous Sale Recording Date: Mar 02, 2012
  • Previous Sale Contract Date: Mar 01, 2012
  • Previous Sale Amount: $195,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ENVOY MORTGAGE LTD
  • First Mortgage Transaction Date: Oct 01, 2021
  • First Mortgage Loan Amount: $249,300
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: CENTURY LENDING CO
  • Previous Mortgage Transaction Date: Mar 02, 2012
  • Previous Mortgage Loan Amount: $190,056
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Mar 01, 2042

About East Louisville



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at

$1,900 /mo

  • 1 Bed
  • 1 Bath
Unit for rent at

$2,800 /mo

  • 3 Beds
  • 2 Baths
  • 1,323 ft²
Listing by Manager

Frequently Asked Questions

What neighborhood is 413 Bermuda Way located in?
The 413 Bermuda Way is a house located in the neighborhood of East Louisville in East Louisville, Louisville.
What is the average sales price for listings in 413 Bermuda Way?
The average sales price for units in 413 Bermuda Way is $0 currently.

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