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4128 Fergus Street

4128 Fergus Street, Cincinnati, OH 45223
Property in Northside
Sold Jan 15, 2021
$277,500
$263,625 by Liberty Savings Bank Fsb
Mortgage Due Jan 01, 2051
Sold Aug 07, 2015
$193,000
$189,504 by Wells Fargo Bank Na
Mortgage Due Aug 01, 2045
4128 Fergus Street in Cincinnati, OH was first built in 1885 and is 139 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 4128 Fergus Street has 1,492 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 3,223 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The roof of the home is made of asphalt. The garage is 324 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing baseboard heaters and being fueled with oil. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 4128 Fergus Street was last sold in Dec 4, 2020 for $277,500. According to our calculations, that's $122.09 per sqft. Prior to that sales transaction, the property was sold for $193,000 in Jul 15, 2015. Current property owners are expected to pay $5,766 in taxes per year. The property on 4128 Fergus Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $93,282. To break that down further, the land itself was valued at $23,205. While improvements to the property were assessed at a total of $70,077. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1885
  • Effective Year Built: 1885
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 528
  • Garage Square Area: 324
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 3,223
  • Lot Size Frontage Feet: 253
  • Total Building Area: 2,273
  • Gross Building Area: 2,273
  • Building Area: 1,492
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Baseboard
  • Heated Square Feet: 1,492
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LUDLOWS EST SUB
  • Land Acres: 0.074
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • State Land Use Code: Vehicles general
  • Legal Description 1: 4128 FERGUS ST 25.29 FT IRR LOT 5 LUDLOWS EST SUB BLK 23

Ownership

  • Current Owner : MILLER STEPHANIE
  • Current Owner 2: MILLER SETH
  • Previous Owner : METZ PETER J
  • Previous Owner 2: METZ REBECCA M
  • Owner Before Previous Owner: MASTERS ERIC T
  • Owner Before Previous Owner 2: NAWROCKI MARIE L
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Right of Survivorship

Neighborhood

  • School District Name: Cincinnati City School District
  • School Tax School District: CINCINNATI CSD
  • Census Tract: 007400

Zoning

  • Zoning: SF2

Geography

  • Parcel: 221-0019-0195-00
  • Block: 23
  • Lot: 5
  • Municipality: CINCINNATI CITY
  • Latitude: 39.1624
  • Longitude: -84.5361

    Address

  • Full Address: 4128 Fergus St
  • Address - House Number: 4128
  • Address - Street Name: Fergus
  • Address - Suffix Type: St
  • State: OH
  • City Name: Cincinnati
  • Carrier Code: C053
  • 4-Digit Zip Code: 2123
  • Zip Code: 45223

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,766
  • Tax Rate Code Area: 001

    Appraisal Valuation

  • Standard Deviation: 0.2605
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 62
  • Final Value: 293,957
  • High Value: 370,557
  • Low Value: 217,357

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $263,625
  • First Open Lien Mortgage Lender: LIBERTY SAVINGS BANK FSB
  • First Open Lien Mortgage Recording Date: Jan 15, 2021
  • First Open Lien Mortgage Loan Amount: $263,625
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051

    Market Valuation

  • Market Total Value: $266,520
  • Market Land Value: $66,300
  • Market Improvement Value: $200,220

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $93,282
  • Assessed Land Value: $23,205
  • Assessed Improvements Value: $70,077

    Sales

  • Current Sale Contract Date: Dec 04, 2020
  • Current Sale Recording Date: Jan 15, 2021
  • Current Sale Transaction ID: 11817454902
  • Current Sale Price: $277,500
  • Current Sale Document Type: Survivorship Deed
  • Current Sale Input Document Number: 2021-0007129
  • Previous Sale Recording Date: Aug 07, 2015
  • Previous Sale Contract Date: Jul 15, 2015
  • Previous Sale Amount: $193,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LIBERTY SAVINGS BANK FSB
  • First Mortgage Transaction Date: Jan 15, 2021
  • First Mortgage Loan Amount: $263,625
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jan 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Aug 07, 2015
  • Previous Mortgage Loan Amount: $189,504
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Aug 01, 2045

About Northside



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Frequently Asked Questions

What neighborhood is 4128 Fergus Street located in?
The 4128 Fergus Street is a located in the neighborhood of Northside in Northside, Cincinnati.
What is the average sales price for listings in 4128 Fergus Street?
The average sales price for units in 4128 Fergus Street is $0 currently.

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